Nebraska › Construction › 1,000 to 4,999 participants
Form 5500 statement · plan year 1 Jun 2024 to 31 May 2025
CDM Investment Group, Inc. 401(k) Savings Plan for Union Employees
Sponsored by CDM Investment Group, Inc., Omaha, NE
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances. Form 5500 contains no individual account balances. Look up the original filing at EFAST2.
In the plan year ending 31 May 2025, CDM Investment Group, Inc. 401(k) Savings Plan for Union Employees covered 1,119 participants and held $11.9M in net assets. The plan is a 401(k) plan sponsored by CDM Investment Group, Inc. of Omaha, Nebraska.
Net assets came to $10,611 per participant, well below the $50,295 median for defined contribution plans with 1,000 to 4,999 participants and well below the $54,962 median for defined contribution plans in construction. The figure is an average across everyone in the plan, including former employees with small balances; Form 5500 holds no individual account data.
Schedule C lists 2 service provider organisations paid $5,000 or more, with reported compensation of $98K: $87.96 per participant, above the same-size median of $82.08. Administrative expenses charged to the plan were $95K. Schedule C does not capture every cost: fees netted from fund returns and fees the employer pays directly are outside it.
Across the filings on record, net assets went from $2.2M in 2009 to $11.9M in 2024 (up 431%), and participants from 672 to 1,119 (up 67%).
The independent accountant's opinion on the financial statements was unmodified (unqualified), from an audit whose scope was limited under ERISA section 103(a)(3)(C) to exclude investment information certified by a bank or insurer.
Compared with similar plans
| Measure | This plan | Same size | Same industry | All US DC plans |
|---|---|---|---|---|
| Net assets per participant | $10,611 | $50,295 | $54,962 | $53,102 |
| Employer contributions per active participant | — | $2,045 | $2,728 | $2,175 |
| Schedule C compensation per participant | $87.96 | $82.08 | $162 | $123 |
| Schedule C compensation, share of net assets | 0.83% | 0.17% | 0.33% | 0.26% |
| Administrative expenses per participant | $84.46 | $82.20 | $166 | $116 |
Peer columns are medians for plan year 2024 across defined contribution plans with 100 or more participants: 1,000 to 4,999 participants (10,207 plans), construction (4,204) and all US plans (63,460). Fee medians cover plans that report an amount.
Trend by plan year
| Plan year | Participants | Net assets | Per participant | Employer contributions | Participant contributions | Schedule C compensation |
|---|---|---|---|---|---|---|
| 2024 | 1,119 | $11.9M | $10,611 | — | $485K | $98K |
| 2023 | 1,185 | $10.7M | $8,994 | — | $494K | $67K |
| 2022 | 1,442 | $2.3M | $1,608 | — | $246K | $15K |
| 2021 | 1,102 | $2.2M | $2,032 | $0 | $171K | $22K |
| 2020 | 904 | $2.6M | $2,827 | — | $147K | $5,000 |
| 2019 | 815 | $1.9M | $2,374 | $50K | $116K | $5,000 |
| 2018 | 824 | $1.8M | $2,164 | — | $107K | $5,000 |
| 2017 | 682 | $1.8M | $2,620 | $99K | — | $10K |
| 2016 | 679 | $2.0M | $2,903 | — | $83K | $6,000 |
| 2015 | 427 | $1.8M | $4,152 | — | $70K | $5,000 |
| 2014 | 457 | $2.0M | $4,451 | — | $56K | $5,000 |
| 2013 | 554 | $1.9M | $3,426 | — | $72K | $5,000 |
| 2012 | 521 | $2.2M | $4,188 | $0 | $75K | $5,000 |
| 2011 | 651 | $1.9M | $2,902 | — | $102K | $5,000 |
| 2010 | 726 | $2.0M | $2,689 | — | $131K | $5,000 |
| 2009 | 672 | $2.2M | $3,329 | $0 | $232K | $6,000 |
Years in which the plan filed the full Form 5500 with 100 or more participants, from 2009. Plan year is the year in which the plan year began.
Statement for the year
- Net assets, beginning of year$10,658,050
- Employer contributions—
- Participant contributions$485,247
- Rollovers and other contributions—
- Total contributions$485,247
- Total income, including investment results$1,607,084
- Benefits paid$296,638
- Administrative expenses$94,507
- Total expenses$391,145
- Net income$1,215,939
- Net transfers$0
- Net assets, end of year$11,873,989
Participants
- Active participants1,086
- Retired or separated, receiving benefits0
- Retired or separated, entitled to future benefits33
- Participants with account balances119
- Total participants, end of year1,119
Fees and service providers
| Organisation | Services reported | Direct | Indirect |
|---|---|---|---|
| Creative Planning, Inc. | Investment advisory (plan) | $72,643 | $0 |
| Newport Group, Inc. | Contract Administrator; Recordkeeping and information management; Trustee (bank, trust company, or similar financial institution) | $25,780 | $0 |
Schedule C, Part I line 2: providers that received $5,000 or more, with the form's own service codes. Individuals named on Schedule C (plan employees, individual trustees) are never shown and their compensation is excluded. Eligible indirect compensation disclosed by formula carries no dollar amount. See how to read Schedule C fees.
Administrative expenses on Schedule H
- Investment advisory and management fees$68,727
- Contract administrator fees$22,140
- Recordkeeping fees$3,640
- Total administrative expenses$94,507
Investment structure
Assets at year end by Schedule H category. The form shows the kind of vehicle holding the money, not the funds on the menu.
- Registered investment companies (mutual funds)$11.5M · 97.1%
- Participant loans$314K · 2.6%
- Cash (interest and non-interest bearing)$33K · 0.3%
Audit and compliance answers, as filed
- Accountant's opinionUnmodified (unqualified)
- Audit scope limited under ERISA section 103(a)(3)(C)Yes
- Accounting firmRSM US LLP
- Participant contributions reported as transmitted lateYes, $13,232
- Covered by a fidelity bondYes, $5,000,000
- Blackout period during the yearYes
These are the plan administrator's own answers on Schedule H, Part IV. A reported late transmittal is the filer's disclosure of a timing lapse, usually corrected through the Department of Labor's voluntary program; the amount is the total involved, not a loss.
Plan characteristics
2EProfit-sharing plan2FERISA section 404(c) plan2GTotal participant-directed account plan2JCode section 401(k) feature2TTotal or partial participant-directed account plan with a default investment account3DPre-approved pension plan3HPlan sponsor(s) is (are) a member(s) of a controlled group
Codes entered on Form 5500 line 8a, with the labels from the official instructions. Business code 238900: Other Specialty Trade Contractors (including site preparation).
Other plans of CDM Investment Group, Inc.
| Plan | Participants | Net assets |
|---|---|---|
| CDM Investment Group, Inc. 401(k) Savings Plan | 375 | $34.8M |
Similar plans in Nebraska
| Plan | Sponsor | Participants | Net assets | Per participant |
|---|---|---|---|---|
| Thrasher, Inc. 401(k) Profit Sharing Plan | Thrasher, Inc. | 1,144 | $35.6M | $31,149 |
| Road Safety Services 401(k) Plan | Road Safety Services Inc. | 932 | $18.9M | $20,295 |
| Landscapes Unlimited, LLC 401(k) Plan | Landscapes Unlimited, LLC | 1,581 | $34.5M | $21,804 |
| Sheet Metal Workers International Assoc., Local 3 401(k) Plan | Sheet Metal Workers International Assoc., Local 3 | 865 | $52.0M | $60,077 |
| Steamfitters and Plumbers Local Union No 464 401(k) Plan | Steamfitters and Plumbers Local Union No 464 401(k) Plan | 1,631 | $110M | $67,553 |
| Plumbers Local Union No. 16 Defined Contribution Plan | Board of Trustees Plumbers Local Union No. 16 Defined Contribution Pla | 659 | $39.3M | $59,710 |
Defined contribution plans in construction closest in size.
Questions and answers
How big is CDM Investment Group, Inc. 401(k) Savings Plan for Union Employees?
1,119 participants at the end of the plan year ending 31 May 2025, of whom 1,086 were active employees, with net assets of $11,873,989. Among defined contribution plans that places it in the 1,000 to 4,999 participants band, which held 10,207 plans in plan year 2024.
What does CDM Investment Group, Inc. contribute per participant?
This filing has no Schedule H financial statement, so employer contributions are not reported here.
What fees does the plan pay and how do they compare?
Schedule C reports $98,423 in compensation to service provider organisations, $87.96 per participant or 0.83% of net assets. The same-size median among plans reporting any Schedule C compensation was $82.08 per participant. Administrative expenses on Schedule H were $94,507. Investment costs deducted inside mutual funds and other pooled vehicles are not itemised on Form 5500, so these figures are a floor rather than a full cost.
Who runs the plan?
The sponsor is CDM Investment Group, Inc.. Recordkeeping or administration: Newport Group, Inc.. Investment advisory or management: Creative Planning, Inc.. Trustee or custodian: Newport Group, Inc.. The financial statements were audited by RSM US LLP. Form 5500 also names the plan administrator's signer and other individuals; this site publishes organisations only.
Was the audit opinion unqualified?
The filing reports an unmodified (unqualified) opinion from a limited-scope audit, in which the accountant did not audit investment information certified by a bank or insurance company. Unmodified (formerly "unqualified") is the standard clean opinion.
How current is this, and does it show my balance?
This is the Form 5500 for the plan year 1 Jun 2024 to 31 May 2025, received by the Department of Labor on 16 Mar 2026. Filings are due seven months after the plan year ends, or nine and a half with an extension, so the public record always runs a year or more behind. It contains plan-level totals only: no individual balances, contributions or names of participants exist in the data.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files (Form 5500, Schedule H, Schedule C) for plan years 2009 to 2025, public domain, with filings received through 24 Aug 2026. This page shows the latest filing on record for EIN 20-0341760, plan 004, received 16 Mar 2026; an amended filing replaces it at the next build. Medians and percentiles are computed by this site; see the methodology. Report an error through corrections.