Employer · plans filed under one EIN
Yale University
New Haven, CT · Educational services
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances.
4 retirement plans with 100 or more participants file Form 5500 under Yale University's employer identification number (New Haven, Connecticut). Their latest filings total 72,220 participant records and $12.0B in net assets.
The largest is Yale University Retirement Account Plan, a 403(b) plan with 25,753 participants. A person can be counted in more than one plan, so the participant total is a count of records rather than of people.
Employer contributions across the plans were $191M and participant contributions $197M in the latest plan years; benefits paid were $484M. Schedule C compensation reported to service provider organisations totalled $5.6M.
Combined net assets moved from $3.31B in 2009 to $12.0B in 2024 (up 262%). Plan mergers and spin-offs show up here as steps in the series.
Plans
| Plan | Kind | Plan year | Participants | Net assets | Per participant | Employer / active | Sch. C compensation |
|---|---|---|---|---|---|---|---|
| Yale University Retirement Account Plan | 403(b) plan | 2024 | 25,753 | $8.34B | $323,969 | $13,356 | $2.2M |
| Yale University Tax-Deferred 403(b) Savings Plan | 403(b) plan | 2024 | 24,635 | $874M | $35,476 | — | $299K |
| Yale University Retirement Plan for Staff Employees | defined benefit pension plan | 2024 | 13,392 | $2.17B | $162,054 | — | $2.8M |
| Yale University Matching Retirement Plan | 403(b) plan | 2024 | 8,440 | $602M | $71,328 | $1,332 | $317K |
| US median, plan year 2024: DC plans $53,102 per participant, $2,175 employer contribution per active participant; DB plans $86,221 and $10,244. | |||||||
Trend by plan year
| Plan year | Plans | Participant records | Net assets | Employer contributions | Participant contributions |
|---|---|---|---|---|---|
| 2024 | 4 | 72,220 | $12.0B | $191M | $197M |
| 2023 | 4 | 71,246 | $10.8B | $175M | $184M |
| 2022 | 4 | 68,521 | $9.64B | $156M | $168M |
| 2021 | 4 | 64,748 | $10.4B | $194M | $156M |
| 2020 | 4 | 62,514 | $9.55B | $176M | $147M |
| 2019 | 4 | 53,450 | $8.29B | $190M | $138M |
| 2018 | 4 | 45,156 | $7.07B | $220M | $130M |
| 2017 | 4 | 46,343 | $7.30B | $203M | $123M |
| 2016 | 4 | 48,236 | $6.31B | $126M | $57.7M |
| 2015 | 4 | 44,064 | $5.86B | $183M | $115M |
| 2014 | 4 | 43,998 | $5.66B | $148M | $112M |
| 2013 | 4 | 42,498 | $5.33B | $96.2M | $105M |
| 2012 | 4 | 41,331 | $4.60B | $162M | $97.5M |
| 2011 | 4 | 40,196 | $4.03B | $98.0M | $87.3M |
| 2010 | 4 | 38,635 | $3.95B | $91.1M | $79.8M |
| 2009 | 4 | 38,018 | $3.31B | $77.5M | $72.3M |
History of the plans listed above, in the years each filed the full Form 5500 with 100 or more participants. Plans that have since terminated are not included.
Service providers
| Organisation | Services reported | Plans | Compensation reported |
|---|---|---|---|
| Alight Solutions LLC | Contract Administrator | 1 | $1,126,927 |
| TIAA | Recordkeeping and information management; Consulting (pension); Investment advisory (plan); Investment management | 3 | $1,082,627 |
| Aon Investments USA Inc. | Investment management | 3 | $833,551 |
| Kreitler Financial, LLC | Investment management | 2 | $567,889 |
| Morgan Stanley | — | 1 | $455,259 |
| Brookdale Realty Services, LLC | Investment management | 1 | $417,417 |
| Yale University | Plan Administrator | 1 | $225,033 |
| Aon Consulting | Actuarial | 1 | $215,478 |
| Northern Trust | Custodial (securities) | 1 | $187,366 |
| Tidewater Wealth Management | Investment management | 2 | $116,614 |
| Deloitte Tax LLP | Accounting (including auditing) | 1 | $100,137 |
| Assetmark,inc. | Investment management | 2 | $99,039 |
| Grant Thornton, LLP | Accounting (including auditing) | 3 | $90,575 |
| Flexible Plan Investments, Ltd. | Investment management | 1 | $48,197 |
| Trigran Investments, Inc. | Investment management | 1 | $41,464 |
Organisations paid $5,000 or more by any of these plans, from Schedule C. Individuals are not shown.
Questions and answers
How many retirement plans does Yale University have?
4 plans with 100 or more participants filed Form 5500 under its employer identification number for the latest plan years: Yale University Retirement Account Plan, Yale University Tax-Deferred 403(b) Savings Plan, Yale University Retirement Plan for Staff Employees and Yale University Matching Retirement Plan. Smaller plans and plans filed under a subsidiary's number are not grouped here.
How much does Yale University contribute to its plans?
$191,273,086 in employer contributions across these plans in their latest plan years, about $4,004 per active participant record. Form 5500 reports totals and not the match or accrual formula.
Who provides services to these plans?
Schedule C filings name Alight Solutions LLC, TIAA, Aon Investments USA Inc. and Kreitler Financial, LLC and others. Only organisations paid $5,000 or more by a plan are listed on Schedule C.
Where does this come from?
Form 5500 annual reports filed with the Department of Labor's EFAST2 system, from the EBSA research files, with filings received through 24 Aug 2026. Figures are as filed and may be amended.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files, public domain, with filings received through 24 Aug 2026. Plans are grouped by the sponsor's employer identification number exactly as filed; a company that files under several EINs appears as several employers. See the methodology and corrections.