Employer · plans filed under one EIN
Woods Hole Oceanographic Institution
Woods Hole, MA · Professional, scientific and technical services
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances.
2 retirement plans with 100 or more participants file Form 5500 under Woods Hole Oceanographic Institution's employer identification number (Woods Hole, Massachusetts). Their latest filings total 2,572 participant records and $459M in net assets.
The largest is Woods Hole Oceanographic Institution Defined Contribution Retirement Plan, a 403(b) plan with 1,696 participants. A person can be counted in more than one plan, so the participant total is a count of records rather than of people.
Employer contributions across the plans were $16.3M and participant contributions $11.6M in the latest plan years; benefits paid were $25.5M. Schedule C compensation reported to service provider organisations totalled $1.3M.
Combined net assets moved from $153M in 2009 to $459M in 2024 (up 200%). Plan mergers and spin-offs show up here as steps in the series.
Plans
| Plan | Kind | Plan year | Participants | Net assets | Per participant | Employer / active | Sch. C compensation |
|---|---|---|---|---|---|---|---|
| Woods Hole Oceanographic Institution Defined Contribution Retirement Plan | 403(b) plan | 2024 | 1,696 | $269M | $158,370 | $7,490 | $116K |
| Retirement Plan for Employees of Woods Hole Oceanographic Institution | cash balance pension plan | 2024 | 876 | $191M | $217,617 | $20,051 | $1.2M |
| US median, plan year 2024: DC plans $53,102 per participant, $2,175 employer contribution per active participant; DB plans $86,221 and $10,244. | |||||||
Trend by plan year
| Plan year | Plans | Participant records | Net assets | Employer contributions | Participant contributions |
|---|---|---|---|---|---|
| 2024 | 2 | 2,572 | $459M | $16.3M | $11.6M |
| 2023 | 2 | 2,516 | $415M | $15.5M | $9.8M |
| 2022 | 2 | 2,486 | $372M | $12.0M | $9.3M |
| 2021 | 2 | 2,388 | $442M | $22.3M | $8.7M |
| 2020 | 2 | 2,348 | $411M | $20.9M | $7.9M |
| 2019 | 2 | 2,305 | $353M | $17.2M | $7.6M |
| 2018 | 2 | 2,267 | $301M | $16.7M | $7.1M |
| 2017 | 2 | 2,189 | $321M | $26.3M | $6.7M |
| 2016 | 2 | 2,171 | $272M | $13.9M | $6.4M |
| 2015 | 2 | 2,218 | $260M | $12.9M | $6.3M |
| 2014 | 2 | 2,291 | $264M | $13.7M | $5.9M |
| 2013 | 2 | 2,326 | $249M | $14.4M | $6.3M |
| 2012 | 2 | 2,433 | $243M | $18.4M | $6.3M |
| 2011 | 2 | 2,464 | $208M | $16.8M | $6.0M |
| 2010 | 2 | 2,394 | $180M | $12.7M | $576K |
| 2009 | 1 | 1,430 | $153M | $9.7M | $0 |
History of the plans listed above, in the years each filed the full Form 5500 with 100 or more participants. Plans that have since terminated are not included.
Service providers
| Organisation | Services reported | Plans | Compensation reported |
|---|---|---|---|
| Cambridge Associates | Investment management | 1 | $479,746 |
| Willis Towers Watson US LLC | Actuarial | 1 | $426,935 |
| Empower Annuity Insurance Company | Recordkeeping and information management; Participant loan processing | 1 | $114,037 |
| CBIZ CPAS | Accounting (including auditing) | 1 | $92,940 |
| State Street Bank | Trustee (bank, trust company, or similar financial institution) | 1 | $54,152 |
| HS Management | Investment management | 1 | $42,153 |
| Acadian Emerging Markets II | Investment management | 1 | $39,970 |
| Clifton Group Parametric | Investment management | 1 | $26,925 |
| Barees Capital Management | Investment management | 1 | $10,072 |
| Charles Schwab & Co., Inc. | Investment advisory (participants); Securities brokerage | 1 | $1,123 |
| Qdro Consultants Company, LLC | Consulting (general) | 1 | $800 |
Organisations paid $5,000 or more by any of these plans, from Schedule C. Individuals are not shown.
Questions and answers
How many retirement plans does Woods Hole Oceanographic Institution have?
2 plans with 100 or more participants filed Form 5500 under its employer identification number for the latest plan years: Woods Hole Oceanographic Institution Defined Contribution Retirement Plan and Retirement Plan for Employees of Woods Hole Oceanographic Institution. Smaller plans and plans filed under a subsidiary's number are not grouped here.
How much does Woods Hole Oceanographic Institution contribute to its plans?
$16,253,468 in employer contributions across these plans in their latest plan years, about $9,401 per active participant record. Form 5500 reports totals and not the match or accrual formula.
Who provides services to these plans?
Schedule C filings name Cambridge Associates, Willis Towers Watson US LLC, Empower Annuity Insurance Company and CBIZ CPAS and others. Only organisations paid $5,000 or more by a plan are listed on Schedule C.
Where does this come from?
Form 5500 annual reports filed with the Department of Labor's EFAST2 system, from the EBSA research files, with filings received through 24 Aug 2026. Figures are as filed and may be amended.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files, public domain, with filings received through 24 Aug 2026. Plans are grouped by the sponsor's employer identification number exactly as filed; a company that files under several EINs appears as several employers. See the methodology and corrections.