Employer · plans filed under one EIN
Plumbers and Pipefitters Local 520 Pension Plan
Troy, MI · Construction
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances.
Plumbers and Pipefitters Local 520 Pension Plan, based in Troy, Michigan, sponsors 2 retirement plans with 100 or more participants: 1 defined contribution and 1 defined benefit. Together they reported 3,850 participant records and $521M in net assets.
The largest is Plumbers and Pipefitters Local 520 Pension Plan, a defined benefit pension plan with 2,138 participants. A person can be counted in more than one plan, so the participant total is a count of records rather than of people.
Employer contributions across the plans were $23.8M and participant contributions $0 in the latest plan years; benefits paid were $31.8M. Schedule C compensation reported to service provider organisations totalled $875K.
Combined net assets moved from $182M in 2009 to $521M in 2024 (up 185%). Plan mergers and spin-offs show up here as steps in the series.
Plans
| Plan | Kind | Plan year | Participants | Net assets | Per participant | Employer / active | Sch. C compensation |
|---|---|---|---|---|---|---|---|
| Plumbers and Pipefitters Local 520 Pension Plan | defined benefit pension plan | 2024 | 2,138 | $301M | $140,796 | $16,810 | $589K |
| Plumbers and Pipefitters Local Union 520 Annuity Plan | profit-sharing plan | 2024 | 1,712 | $220M | $128,234 | $4,622 | $287K |
| US median, plan year 2024: DC plans $53,102 per participant, $2,175 employer contribution per active participant; DB plans $86,221 and $10,244. | |||||||
Trend by plan year
| Plan year | Plans | Participant records | Net assets | Employer contributions | Participant contributions |
|---|---|---|---|---|---|
| 2024 | 2 | 3,850 | $521M | $23.8M | $0 |
| 2023 | 2 | 3,877 | $482M | $24.6M | $0 |
| 2022 | 2 | 3,837 | $431M | $22.4M | $0 |
| 2021 | 2 | 3,886 | $432M | $23.7M | $0 |
| 2020 | 2 | 3,954 | $468M | $22.1M | $0 |
| 2019 | 2 | 4,283 | $356M | $18.9M | $0 |
| 2018 | 2 | 4,182 | $357M | $23.1M | $0 |
| 2017 | 2 | 4,108 | $331M | $33.1M | $0 |
| 2016 | 2 | 3,952 | $293M | $24.5M | $0 |
| 2015 | 2 | 4,373 | $261M | $20.4M | $0 |
| 2014 | 2 | 4,362 | $268M | $21.1M | $0 |
| 2013 | 2 | 4,136 | $251M | $17.6M | $0 |
| 2012 | 2 | 4,130 | $226M | $16.3M | $0 |
| 2011 | 2 | 4,178 | $208M | $19.4M | $0 |
| 2010 | 2 | 3,975 | $208M | $17.7M | $0 |
| 2009 | 2 | 3,870 | $182M | $16.5M | $0 |
History of the plans listed above, in the years each filed the full Form 5500 with 100 or more participants. Plans that have since terminated are not included.
Service providers
| Organisation | Services reported | Plans | Compensation reported |
|---|---|---|---|
| PFM Advisors | Investment advisory (plan) | 1 | $320,441 |
| Benesys, Inc. | Contract Administrator | 2 | $202,395 |
| Benefit Plan Administrative Service | Recordkeeping and information management; Custodial (securities); Trustee (bank, trust company, or similar financial institution) | 1 | $117,875 |
| CBIZ Retirement Plan Services | Actuarial | 1 | $53,875 |
| CAPTRUST Financial Advisors | Investment advisory (plan) | 1 | $53,044 |
| Odonoghue & Odonoghue LLP | Legal | 2 | $50,978 |
| US Bank | Custodial (securities) | 1 | $35,191 |
| Fischer Dorwart, PC | Accounting (including auditing) | 2 | $34,500 |
| Kang Haggerty & Fetbroyt, LLC | Legal | 1 | $7,038 |
Organisations paid $5,000 or more by any of these plans, from Schedule C. Individuals are not shown.
Questions and answers
How many retirement plans does Plumbers and Pipefitters Local 520 Pension Plan have?
2 plans with 100 or more participants filed Form 5500 under its employer identification number for the latest plan years: Plumbers and Pipefitters Local 520 Pension Plan and Plumbers and Pipefitters Local Union 520 Annuity Plan. Smaller plans and plans filed under a subsidiary's number are not grouped here.
How much does Plumbers and Pipefitters Local 520 Pension Plan contribute to its plans?
$23,761,825 in employer contributions across these plans in their latest plan years, about $9,217 per active participant record. Form 5500 reports totals and not the match or accrual formula.
Who provides services to these plans?
Schedule C filings name PFM Advisors, Benesys, Inc., Benefit Plan Administrative Service and CBIZ Retirement Plan Services and others. Only organisations paid $5,000 or more by a plan are listed on Schedule C.
Where does this come from?
Form 5500 annual reports filed with the Department of Labor's EFAST2 system, from the EBSA research files, with filings received through 24 Aug 2026. Figures are as filed and may be amended.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files, public domain, with filings received through 24 Aug 2026. Plans are grouped by the sponsor's employer identification number exactly as filed; a company that files under several EINs appears as several employers. See the methodology and corrections.