Idaho › Retail trade › 25,000 or more participants
Form 5500 statement · plan year 31 Mar 2024 to 29 Mar 2025
Winco Employee Stock Ownership Plan
Sponsored by Winco Holdings, Inc., Boise, ID
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances. Form 5500 contains no individual account balances. Look up the original filing at EFAST2.
Winco Employee Stock Ownership Plan is an employee stock ownership plan sponsored by Winco Holdings, Inc. of Boise, Idaho. For the plan year ending 29 Mar 2025 it reported 27,111 participants, 17,907 of them active, and net assets of $5.05B.
Net assets came to $186,097 per participant, well above the $62,774 median for defined contribution plans with 25,000 or more participants and well above the $36,708 median for defined contribution plans in retail trade. The figure is an average across everyone in the plan, including former employees with small balances; Form 5500 holds no individual account data.
The employer contributed $26.8M during the year, or $1,497 per active participant against a same-size median of $2,417; participants contributed —. Benefits paid out totalled $327M.
Schedule C lists 1 service provider organisation paid $5,000 or more, with reported compensation of $93K: $3.42 per participant, well below the same-size median of $36.41. Administrative expenses charged to the plan were $160K. Schedule C does not capture every cost: fees netted from fund returns and fees the employer pays directly are outside it.
Across the filings on record, net assets went from $2.43B in 2009 to $5.05B in 2024 (up 107%), and participants from 12,270 to 27,111 (up 121%).
The independent accountant's opinion on the financial statements was unmodified (unqualified).
Compared with similar plans
| Measure | This plan | Same size | Same industry | All US DC plans |
|---|---|---|---|---|
| Net assets per participant | $186,097 | $62,774 | $36,708 | $53,102 |
| Employer contributions per active participant | $1,497 | $2,417 | $999 | $2,175 |
| Schedule C compensation per participant | $3.42 | $36.41 | $121 | $123 |
| Schedule C compensation, share of net assets | 0.00% | 0.07% | 0.36% | 0.26% |
| Administrative expenses per participant | $5.89 | $38.81 | $114 | $116 |
Peer columns are medians for plan year 2024 across defined contribution plans with 100 or more participants: 25,000 or more participants (608 plans), retail trade (3,794) and all US plans (63,460). Fee medians cover plans that report an amount.
Trend by plan year
| Plan year | Participants | Net assets | Per participant | Employer contributions | Participant contributions | Schedule C compensation |
|---|---|---|---|---|---|---|
| 2024 | 27,111 | $5.05B | $186,097 | $26.8M | — | $93K |
| 2023 | 25,429 | $4.66B | $183,106 | $120M | — | $206K |
| 2022 | 25,939 | $4.33B | $166,971 | $123M | — | $145K |
| 2021 | 24,281 | $4.20B | $173,154 | $111M | — | $135K |
| 2020 | 23,607 | $3.75B | $158,923 | $107M | — | $111K |
| 2019 | 22,734 | $3.33B | $146,555 | $104M | — | $95K |
| 2018 | 21,722 | $3.31B | $152,351 | $15.4M | — | $27K |
| 2017 | 20,649 | $3.35B | $162,032 | $5.6M | — | $22K |
| 2016 | 19,252 | $3.07B | $159,473 | $38.8M | — | $11K |
| 2015 | 18,439 | $3.31B | $179,682 | $3.6M | — | $0 |
| 2011 | 14,438 | $2.67B | $185,113 | $3.6M | — | $0 |
| 2010 | 13,718 | $2.31B | $168,270 | $4.9M | — | $0 |
| 2009 | 12,270 | $2.43B | $198,441 | $3.2M | — | $0 |
Years in which the plan filed the full Form 5500 with 100 or more participants, from 2009. Plan year is the year in which the plan year began.
Statement for the year
- Net assets, beginning of year$4,656,214,163
- Employer contributions$26,804,826
- Participant contributions—
- Rollovers and other contributions—
- Total contributions$142,758,555
- Total income, including investment results$716,037,832
- Benefits paid$326,806,235
- Administrative expenses$159,727
- Total expenses$326,965,962
- Net income$389,071,870
- Net transfers$0
- Net assets, end of year$5,045,286,033
Participants
- Active participants17,907
- Retired or separated, receiving benefits813
- Retired or separated, entitled to future benefits8,251
- Participants with account balances26,174
- Total participants, end of year27,111
Fees and service providers
| Organisation | Services reported | Direct | Indirect |
|---|---|---|---|
| Newport Group | Recordkeeping and information management | $92,700 | $0 |
Schedule C, Part I line 2: providers that received $5,000 or more, with the form's own service codes. Individuals named on Schedule C (plan employees, individual trustees) are never shown and their compensation is excluded. Eligible indirect compensation disclosed by formula carries no dollar amount. See how to read Schedule C fees.
Administrative expenses on Schedule H
- Contract administrator fees$159,727
- Total administrative expenses$159,727
Investment structure
Assets at year end by Schedule H category. The form shows the kind of vehicle holding the money, not the funds on the menu.
- Employer securities$4.81B · 95.4%
- Receivables$116M · 2.3%
- Registered investment companies (mutual funds)$115M · 2.3%
- Cash (interest and non-interest bearing)$995K · 0.0%
- Common/collective trusts$637K · 0.0%
Audit and compliance answers, as filed
- Accountant's opinionUnmodified (unqualified)
- Audit scope limited under ERISA section 103(a)(3)(C)No
- Accounting firmBaker Tilly US LLP
- Participant contributions reported as transmitted lateNo
- Covered by a fidelity bondYes, $10,000,000
- Blackout period during the yearNo
These are the plan administrator's own answers on Schedule H, Part IV. A reported late transmittal is the filer's disclosure of a timing lapse, usually corrected through the Department of Labor's voluntary program; the amount is the total involved, not a loss.
Plan characteristics
2HPartial participant-directed account plan2IStock bonus2OESOP other than a leveraged ESOP2QThe employer maintaining this ESOP is an S corporation
Codes entered on Form 5500 line 8a, with the labels from the official instructions. Business code 445110: Supermarkets and Other Grocery (except Convenience) Stores.
Other plans of Winco Holdings, Inc.
| Plan | Participants | Net assets |
|---|---|---|
| Winco Foods 401(k) Plan | 34,166 | $289M |
Similar plans in Idaho
| Plan | Sponsor | Participants | Net assets | Per participant |
|---|---|---|---|---|
| Winco Foods 401(k) Plan | Winco Holdings, Inc. | 34,166 | $289M | $8,471 |
| The Jackson Companies 401(k) Profit Sharing Plan | Jacksons Food Stores, Inc. | 4,453 | $50.7M | $11,385 |
| Melaleuca, Inc. 401(k) Savings Plan and Trust | Melaleuca, Inc. | 3,125 | $140M | $44,739 |
| Kendall Automotive Group Employees' Retirement Plan | Kendall Dealership Holdings, LLC | 3,039 | $80.2M | $26,389 |
| Terteling Employees' Profit Sharing and Thrift Savings Plan | The Terteling Company, Inc. | 1,779 | $183M | $102,974 |
| Ridley's Food Corporation 401(k) Plan | Ridley's Food Corporation | 1,761 | $12.1M | $6,862 |
Defined contribution plans in retail trade closest in size.
Questions and answers
How big is Winco Employee Stock Ownership Plan?
27,111 participants at the end of the plan year ending 29 Mar 2025, of whom 17,907 were active employees, with net assets of $5,045,286,033. Among defined contribution plans that places it in the 25,000 or more participants band, which held 608 plans in plan year 2024.
What does Winco Holdings, Inc. contribute per participant?
The filing reports $26,804,826 in employer contributions for the year, which is $1,497 per active participant; the median for plans of the same type and size was $2,417 in plan year 2024. Form 5500 reports the total only. It does not state the match formula, and the per-participant figure is an average, not any one person's contribution.
What fees does the plan pay and how do they compare?
Schedule C reports $92,700 in compensation to service provider organisations, $3.42 per participant or 0.00% of net assets. The same-size median among plans reporting any Schedule C compensation was $36.41 per participant. Administrative expenses on Schedule H were $159,727. Investment costs deducted inside mutual funds and other pooled vehicles are not itemised on Form 5500, so these figures are a floor rather than a full cost.
Who runs the plan?
The sponsor is Winco Holdings, Inc.. Recordkeeping or administration: Newport Group. The financial statements were audited by Baker Tilly US LLP. Form 5500 also names the plan administrator's signer and other individuals; this site publishes organisations only.
Was the audit opinion unqualified?
The filing reports an unmodified (unqualified) opinion. Unmodified (formerly "unqualified") is the standard clean opinion.
How current is this, and does it show my balance?
This is the Form 5500 for the plan year 31 Mar 2024 to 29 Mar 2025, received by the Department of Labor on 12 Jan 2026. Filings are due seven months after the plan year ends, or nine and a half with an extension, so the public record always runs a year or more behind. It contains plan-level totals only: no individual balances, contributions or names of participants exist in the data.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files (Form 5500, Schedule H, Schedule C) for plan years 2009 to 2025, public domain, with filings received through 24 Aug 2026. This page shows the latest filing on record for EIN 82-0290448, plan 001, received 12 Jan 2026; an amended filing replaces it at the next build. Medians and percentiles are computed by this site; see the methodology. Report an error through corrections.