Vestwell DSP PEP401(k) plan: employer contributions, fees and assets
2025Form 5500 for plan year 2025
The filing shows $99 of employer contributions for each active participant in the plan year that ended 31 Dec 2025. Form 5500 does not state the match formula.
- Sponsor
- Vestwell Holdings Inc., New York, NY
- EIN and plan number
- 81-3062212, plan 002
- Plan type
- 401(k), profit sharing. Multiple-employer plan
- Plan year
- to
- Filing received
What this filing shows
At the end of the plan year that ended 31 Dec 2025, the plan had 934 participants.
Net assets were $2,943,540 at the end of that plan year.
Employer contributions were $99 for each active participant in that plan year.
Participant contributions were $166 for each active participant.
By participants, it was number 1,201 of 5,210 defined contribution plans with 100 or more participants and a filing address in New York.
By net assets, it was number 4,699 of 5,027.
This page gives no change from plan year 2024, because the site has no filing of the plan for that year.
Its Schedule C compensation for each participant was $5.05 in plan year 2025.
The median of defined contribution plans with 500 to 999 participants was $113 in plan year 2024.
Form 5500 does not state the match formula.
What Form 5500 does not show
- The match formula. The form gives the total of the employer contributions for a plan year.
- Fund expense ratios. The fees on the form are the administrative expenses of the plan and the Schedule C compensation.
- The account of a person. The form gives totals for the plan.
While applicable plans are required to file a Form 5500 or Form 5500-SF annually, multiple filings may exist for a plan’s single form year if a plan amends their original filing or if a duplicate filing was erroneously submitted.
The dataset listed as “Latest” includes only the latest filing received for a plan with a filing status of “FILING_RECEIVED”.
EBSA wrote these sentences. Copied from Employee Benefits Security Administration, Form 5500 Datasets Guide on .
In plain words: this page shows the latest filing on record for each plan. A plan can amend a filing, and an amended filing replaces the earlier one at the next update. Source of the figures: the Form 5500 datasets, filings received through . The Department of Labor received this filing on .
Contributions
Position among plans of the same type and size. The group: 10,630 defined contribution plans with 500 to 999 participants, plan year 2024. The percentiles set the latest figures of this plan against the group of plan year 2024.
- Employer contributionsPlan year that ended 31 Dec 2025. Cash from employers, Schedule H line 2a(1)(A)
- $77,456
- Active participants31 Dec 2025
- 786
- Employer contributions for each active participant
- $99
The plan is at the 5th percentile of the group. The quartiles of the group are $855, $1,933 and $3,721. Among plans of the same sector, the plan is at the 3rd percentile.
- Participant contributionsPlan year that ended 31 Dec 2025
- $130,465
- Rollovers and other contributions
- no figure
- Participant contributions for each active participant
- $166
The plan is at the 1st percentile of the group of 10,045 plans. The quartiles of the group are $2,172, $4,160 and $6,982. Among plans of the same sector, the plan is at the 1st percentile.
- Total contributionsPlan year that ended 31 Dec 2025. Schedule H line 2a(3)
- $207,921
A percentile gives a position in the group. It does not grade the plan. Groups: plans with 500 to 999 participants, Finance and insurance sector.
Fees that the filing shows
The fees on this page are the administrative expenses of the plan and the Schedule C compensation. Fund expense ratios are not in Form 5500.
- Contract administrator fees
- $8,281
- Administrative expenses, Schedule HPlan year that ended 31 Dec 2025
- $8,281
The plan is at the 6th percentile of the group. The quartiles of the group are $48.19, $109 and $174. Among plans of the same sector, the plan is at the 6th percentile.
- Direct compensation
- $4,718
- Indirect compensation
- $0
- Schedule C compensation to organisationsPlan year that ended 31 Dec 2025
- $4,718
The plan is at the 3rd percentile of the group. The quartiles of the group are $53.37, $113 and $179. Among plans of the same sector, the plan is at the 2nd percentile.
The group for a fee line has only the plans that report an amount. Guide: how to read Schedule C fees
Assets and participants
- Net assets at the start of the plan year
- $0
- Total income, with the result of the investments
- $291,169
- Benefits paid
- $31,740
- Total expenses
- $40,021
- Net income
- $251,148
- Net transfers
- $2,692,392
- Net assets, 31 Dec 2025
- $2,943,540
- Active participants
- 786
- Retired or separated, with benefits now
- 0
- Retired or separated, with benefits later
- 148
- Participants with an account balance
- 779
- Participants, 31 Dec 2025
- 934
The plan is at the 2nd percentile of the group. The quartiles of the group are $21,074, $46,190 and $88,738. Among plans of the same sector, the plan is under the 1st percentile.
Net assets for each participant is an average of the plan. Form 5500 has no account balance of a person.
The site has one filing of this plan on record, so it shows no figures of earlier plan years.
Assets by Schedule H category, 31 Dec 2025
- Registered investment companies (mutual funds)
- $2.9M 94.9%
- Cash (interest and non-interest bearing)
- $81K 2.7%
- Participant loans
- $72K 2.4%
The form shows the type of the investment vehicle. It does not list the funds of the plan.
Service providers on Schedule C
| Organisation | Services in the filing | Direct compensation | Indirect compensation |
|---|---|---|---|
| Vestwell | Contract Administrator; Investment advisory (plan) | $4,718 | $0 |
Schedule C lists a provider only when the plan paid it $5,000 or more. The site does not show persons that Schedule C names.
Other answers in the filing
- Opinion of the accountantSchedule H line 3a
- Unmodified
- Accountant performed an ERISA section 103(a)(3)(C) auditSchedule H line 3b
- Yes
- Accounting firmSchedule H line 3c
- Metz CPA, PLLC
- Failure to transmit participant contributionsSchedule H line 4a
- No
- Fidelity bondSchedule H line 4d
- Yes, $1,000,000
- Blackout period in the plan yearSchedule H line 4m
- No
- Marks on the form
- first return of the plan
- 2AAge/service weighted or new comparability or similar plan
- 2EProfit-sharing plan
- 2JCode section 401(k) feature
- 2KCode section 401(m) arrangement
- 2FERISA section 404(c) plan
- 2GTotal participant-directed account plan
- 3DPre-approved pension plan
Plan characteristics codes of line 8a, with the labels of the Form 5500 instructions. Business code 523110: Investment Banking & Securities Dealing.
The plan administrator gives these answers on Schedule H. The site shows the answers as filed. It draws no conclusion from them.
Line 3a. The attached opinion of an independent qualified public accountant for this plan is (see instructions):
The form has four choices: unmodified, qualified, disclaimer and adverse. Glossary
Line 4a. Was there a failure to transmit to the plan any participant contributions within the time period described in 29 CFR 2510.3-102? Continue to answer “Yes” for any prior year failures until fully corrected. (See instructions and DOL’s Voluntary Fiduciary Correction Program.)
A “Yes” answer carries an amount. The line does not say why a transfer was late. Glossary
Form text copied from Department of Labor, Schedule H (Form 5500), editions 2024 and 2025 on .
Other plans of Vestwell Holdings Inc.
| Plan | Participants | Net assets |
|---|---|---|
| Gateway 401(k) | 1,058 | $21.2M |
| Vestwell Holdings, Inc. 401(k) Plan | 679 | $31.8M |
Plans of similar size in the same industry
| Plan | Sponsor | Participants |
|---|---|---|
| Bbva, S.A. New York Branch 401(k) Plan | Bbva S.A. New York Branch | 842 |
| PWP 401(k) Plan | PWP Employer LP | 1,143 |
| Resurgent Capital Services Group Retirement Savings Plan | Resurgent Capital Services, LP | 797 |
| Kestra Financial, Inc. 401(k) Plan | Kestra Financial, Inc. | 1,183 |
| Lincoln International LLC 401(k) Plan | Lincoln International LLC | 1,251 |
| Centerview Partners LLC 401(k) Plan | Centerview Partners LLC | 639 |
| ING Financial Services LLC 401(k) Savings Plan | ING Financial Services LLC | 1,271 |
| BTG Pactual 401(k) Plan | BTG Pactual Asset Managementus | 633 |
| The Federal Savings Bank Retirement Plan | The Federal Savings Bank | 1,313 |
| Amherst Services Corp. 401(k) Profit Sharing Plan | Amherst Services, Corp. | 623 |
Official channels
- Form 5500 Filing Search, U.S. Department of Labor, EFAST2
The search of the Department of Labor for filed Form 5500 reports.
To find this plan there, look for: EIN 81-3062212Plan number 002
- EBSA publication about retirement plans, for participants, U.S. Department of Labor, Employee Benefits Security Administration
The publication explains how a retirement plan works.
The links open the sites of the Department of Labor in a new tab. The site confirmed the links on .
Cite this page
My Plan Facts. "Vestwell DSP PEP." https://myplanfacts.com/plan/813062212-002-vestwell-dsp-pep/. Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 datasets, filings received through 24 Oct 2026.
Where this page gets its figures
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 datasets (Form 5500, Schedule H, Schedule C), plan years 2009 to 2025. The datasets are in the public domain. This page shows the latest filing on record for EIN 81-3062212, plan 002. An amended filing replaces it at the next update. The site calculates the figures for each participant, the quartiles and the percentiles. How the figures are made. Report an error.
Search engines do not list this page. The site asks for 500 participants or more, a second filing on record, and net assets and an employer contributions line on Schedule H.
Questions
Does the filing show the employer match?
No. Form 5500 does not state the match formula. The filing shows total employer contributions of $77,456 for the plan year that ended 31 Dec 2025. Participants contributed $130,465 in total in that plan year.
What fees does the filing show?
The plan reported $8,281 of administrative expenses for the plan year that ended 31 Dec 2025. Schedule C shows $4,718 of compensation to service providers. Fund expense ratios are not in Form 5500.
Which organisations give services to the plan?
Schedule C of the filing names 1 organisation. The table of service providers on this page gives the names, the services and the amounts. Schedule C lists a provider only when the plan paid it $5,000 or more.
How old are these figures?
The figures are for the plan year from 1 Jan 2025 to 31 Dec 2025. The Department of Labor received the filing on 13 Oct 2026. A filing is due by the last day of the 7th month after the plan year ends. An extension allows up to 9.5 months after the plan year ends.