California › Health care and social assistance › 100 to 249 participants
Form 5500 statement · plan year 1 Jan 2025 to 31 Dec 2025
Center for Mindful Psychotherapy 401(k) Plan
Sponsored by Center for Mindful Psychotherapy, San Francisco, CA
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances. Form 5500 contains no individual account balances. Look up the original filing at EFAST2.
Center for Mindful Psychotherapy 401(k) Plan is a 401(k) plan sponsored by Center for Mindful Psychotherapy of San Francisco, California. For the plan year ending 31 Dec 2025 it reported 147 participants, 108 of them active, and net assets of $487K.
Net assets came to $3,310 per participant, well below the $60,207 median for defined contribution plans with 100 to 249 participants and well below the $30,736 median for defined contribution plans in health care and social assistance. The figure is an average across everyone in the plan, including former employees with small balances; Form 5500 holds no individual account data.
The employer contributed $0 during the year, or $0 per active participant against a same-size median of $2,447; participants contributed $118K and $1,051 arrived as rollovers and other contributions. Benefits paid out totalled $29K.
The filing reports no service provider compensation on Schedule C. That is common where fees are paid by the employer or taken from investment returns, neither of which appears there. Administrative expenses charged to the plan were $1,534.
The independent accountant's opinion on the financial statements was unmodified (unqualified), from an audit whose scope was limited under ERISA section 103(a)(3)(C) to exclude investment information certified by a bank or insurer.
Compared with similar plans
| Measure | This plan | Same size | Same industry | All US DC plans |
|---|---|---|---|---|
| Net assets per participant | $3,310 | $60,207 | $30,736 | $53,089 |
| Employer contributions per active participant | $0 | $2,447 | $1,535 | $2,174 |
| Schedule C compensation per participant | — | $194 | $93.82 | $123 |
| Schedule C compensation, share of net assets | — | 0.32% | 0.31% | 0.26% |
| Administrative expenses per participant | $10.44 | $176 | $86.29 | $116 |
Peer columns are medians for plan year 2024 across defined contribution plans with 100 or more participants: 100 to 249 participants (22,054 plans), health care and social assistance (9,421) and all US plans (63,607). Fee medians cover plans that report an amount.
Statement for the year
- Net assets, beginning of year$336,949
- Employer contributions$0
- Participant contributions$118,394
- Rollovers and other contributions$1,051
- Total contributions$119,445
- Total income, including investment results$184,967
- Benefits paid$28,966
- Administrative expenses$1,534
- Total expenses$35,295
- Net income$149,672
- Net transfers$0
- Net assets, end of year$486,621
Participants
- Active participants108
- Retired or separated, receiving benefits0
- Retired or separated, entitled to future benefits39
- Participants with account balances132
- Total participants, end of year147
Fees and service providers
No service provider organisations are listed on Schedule C for this plan year.
Schedule C, Part I line 2: providers that received $5,000 or more, with the form's own service codes. Individuals named on Schedule C (plan employees, individual trustees) are never shown and their compensation is excluded. Eligible indirect compensation disclosed by formula carries no dollar amount. See how to read Schedule C fees.
Administrative expenses on Schedule H
- Recordkeeping fees$1,064
- Investment advisory and management fees$470
- Total administrative expenses$1,534
Investment structure
Assets at year end by Schedule H category. The form shows the kind of vehicle holding the money, not the funds on the menu.
- Registered investment companies (mutual funds)$486K · 99.9%
- Cash (interest and non-interest bearing)$588 · 0.1%
Audit and compliance answers, as filed
- Accountant's opinionUnmodified (unqualified)
- Audit scope limited under ERISA section 103(a)(3)(C)Yes
- Accounting firmFrank, Rimerman & Co., LLP
- Participant contributions reported as transmitted lateNo
- Covered by a fidelity bondYes, $917,471,694
- Blackout period during the yearNo
These are the plan administrator's own answers on Schedule H, Part IV. A reported late transmittal is the filer's disclosure of a timing lapse, usually corrected through the Department of Labor's voluntary program; the amount is the total involved, not a loss.
Plan characteristics
2EProfit-sharing plan2FERISA section 404(c) plan2GTotal participant-directed account plan2JCode section 401(k) feature2S401(k) plan or 403(b) plan that provides for automatic enrollment2TTotal or partial participant-directed account plan with a default investment account3DPre-approved pension plan
Codes entered on Form 5500 line 8a, with the labels from the official instructions. Business code 621330: Offices of Mental Health Practitioners (except Physicians).
Similar plans in California
| Plan | Sponsor | Participants | Net assets | Per participant |
|---|---|---|---|---|
| Universal Community Health Center | Universal Community Health Cente | 148 | $2.3M | $15,239 |
| The Cedars of Marin 403(b) DC Plan | The Cedars of Marin | 147 | $8.2M | $56,009 |
| Nhi Employee Stock Ownership Plan | National Holistic Institute, Inc. | 149 | $189K | $1,269 |
| Golden State Retirement Plan MEP by Vasindas Around the Clock | Vasindas Around the Clock | 146 | $5.1M | $35,250 |
| The Children's Collective, Inc. 403(b) Plan | The Children's Collective, Inc. | 149 | $6.0M | $40,194 |
| Operation Samahan Health Clinic 401(k) Plan | Operation Samahan, Inc. (DBA Opsam Health) | 145 | $2.7M | $18,871 |
Defined contribution plans in health care and social assistance closest in size.
Questions and answers
How big is Center for Mindful Psychotherapy 401(k) Plan?
147 participants at the end of the plan year ending 31 Dec 2025, of whom 108 were active employees, with net assets of $486,621. Among defined contribution plans that places it in the 100 to 249 participants band, which held 22,054 plans in plan year 2024.
What does Center for Mindful Psychotherapy contribute per participant?
The filing reports $0 in employer contributions for the year, which is $0 per active participant; the median for plans of the same type and size was $2,447 in plan year 2024. Form 5500 reports the total only. It does not state the match formula, and the per-participant figure is an average, not any one person's contribution.
What fees does the plan pay and how do they compare?
Schedule C reports no provider compensation for the year. Administrative expenses on Schedule H were $1,534. Investment costs deducted inside mutual funds and other pooled vehicles are not itemised on Form 5500, so these figures are a floor rather than a full cost.
Who runs the plan?
The sponsor is Center for Mindful Psychotherapy. The financial statements were audited by Frank, Rimerman & Co., LLP. Form 5500 also names the plan administrator's signer and other individuals; this site publishes organisations only.
Was the audit opinion unqualified?
The filing reports an unmodified (unqualified) opinion from a limited-scope audit, in which the accountant did not audit investment information certified by a bank or insurance company. Unmodified (formerly "unqualified") is the standard clean opinion.
How current is this, and does it show my balance?
This is the Form 5500 for the plan year 1 Jan 2025 to 31 Dec 2025, received by the Department of Labor on 15 Sep 2026. Filings are due seven months after the plan year ends, or nine and a half with an extension, so the public record always runs a year or more behind. It contains plan-level totals only: no individual balances, contributions or names of participants exist in the data.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files (Form 5500, Schedule H, Schedule C) for plan years 2009 to 2025, public domain, with filings received through 24 Sep 2026. This page shows the latest filing on record for EIN 46-3448762, plan 001, received 15 Sep 2026; an amended filing replaces it at the next build. Medians and percentiles are computed by this site; see the methodology. Report an error through corrections.