Employer · plans filed under one EIN
International Paper Company
Memphis, TN · Manufacturing
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances.
3 retirement plans with 100 or more participants file Form 5500 under International Paper Company's employer identification number (Memphis, Tennessee). Their latest filings total 125,469 participant records and $14.9B in net assets.
The largest is Retirement Plan of International Paper Company, a defined benefit pension plan with 84,174 participants. A person can be counted in more than one plan, so the participant total is a count of records rather than of people.
Employer contributions across the plans were $160M and participant contributions $236M in the latest plan years; benefits paid were $1.47B. Schedule C compensation reported to service provider organisations totalled $9.9M.
Combined net assets moved from $11.9B in 2009 to $6.69B in 2025 (down 44%). Plan mergers and spin-offs show up here as steps in the series.
Plans
| Plan | Kind | Plan year | Participants | Net assets | Per participant | Employer / active | Sch. C compensation |
|---|---|---|---|---|---|---|---|
| Retirement Plan of International Paper Company | defined benefit pension plan | 2024 | 84,174 | $8.19B | $97,274 | — | $6.2M |
| International Paper Company Hourly Savings Plan | ESOP with a 401(k) feature | 2025 | 23,864 | $1.77B | $73,962 | $2,191 | $1.4M |
| International Paper Company Salaried Savings Plan | ESOP with a 401(k) feature | 2025 | 17,431 | $4.92B | $282,371 | $13,158 | $2.3M |
| US median, plan year 2024: DC plans $53,102 per participant, $2,175 employer contribution per active participant; DB plans $86,221 and $10,244. | |||||||
Trend by plan year
| Plan year | Plans | Participant records | Net assets | Employer contributions | Participant contributions |
|---|---|---|---|---|---|
| 2025 | 2 | 41,295 | $6.69B | $160M | $236M |
| 2024 | 3 | 130,956 | $15.0B | $150M | $227M |
| 2023 | 3 | 132,679 | $15.2B | $143M | $212M |
| 2022 | 3 | 131,741 | $14.6B | $139M | $211M |
| 2021 | 3 | 130,304 | $19.0B | $145M | $223M |
| 2020 | 3 | 133,553 | $18.8B | $146M | $220M |
| 2019 | 3 | 133,481 | $16.3B | $147M | $216M |
| 2018 | 3 | 135,005 | $14.0B | $106M | $202M |
| 2017 | 3 | 161,047 | $17.2B | $1.35B | $205M |
| 2016 | 3 | 214,579 | $15.5B | $841M | $181M |
| 2015 | 3 | 241,411 | $15.8B | $838M | $174M |
| 2014 | 3 | 244,187 | $16.1B | $451M | $179M |
| 2013 | 3 | 228,547 | $14.9B | $138M | $192M |
| 2012 | 3 | 218,922 | $13.8B | $95.4M | $167M |
| 2011 | 3 | 221,111 | $12.4B | $378M | $163M |
| 2010 | 3 | 224,952 | $12.5B | $72.2M | $159M |
| 2009 | 3 | 233,173 | $11.9B | $1.22B | $164M |
History of the plans listed above, in the years each filed the full Form 5500 with 100 or more participants. Plans that have since terminated are not included.
Service providers
| Organisation | Services reported | Plans | Compensation reported |
|---|---|---|---|
| Alight | Contract Administrator | 1 | $4,737,962 |
| Empower Advisory Group, LLC | Investment advisory (participants) | 2 | $2,262,452 |
| Empower Annuity Insurance Company | Participant loan processing; Recordkeeping and information management | 2 | $1,095,058 |
| Willis Towers Watson US LLC | Actuarial; Consulting (pension) | 1 | $734,873 |
| JP Morgan (Ecfm) | Other services | 1 | $264,339 |
| Deloitte & Touche | Accounting (including auditing) | 2 | $198,966 |
| Em Printing | — | 1 | $158,934 |
| Prudential Insurance Company of Ame | Other services | 1 | $151,316 |
| Deloitte & Touche LLP | Accounting (including auditing) | 1 | $98,000 |
| Pension Benefits Information LLC | — | 1 | $72,000 |
| Scantek Inc. | Recordkeeping and information management | 1 | $27,629 |
| Mercer | Consulting (general) | 2 | $24,871 |
| Willis Towers Watson | Consulting (general); Contract Administrator | 2 | $14,198 |
| Qdro Consultants Company, LLC | Consulting (general) | 2 | $9,600 |
Organisations paid $5,000 or more by any of these plans, from Schedule C. Individuals are not shown.
Questions and answers
How many retirement plans does International Paper Company have?
3 plans with 100 or more participants filed Form 5500 under its employer identification number for the latest plan years: Retirement Plan of International Paper Company, International Paper Company Hourly Savings Plan and International Paper Company Salaried Savings Plan. Smaller plans and plans filed under a subsidiary's number are not grouped here.
How much does International Paper Company contribute to its plans?
$159,587,902 in employer contributions across these plans in their latest plan years, about $3,464 per active participant record. Form 5500 reports totals and not the match or accrual formula.
Who provides services to these plans?
Schedule C filings name Alight, Empower Advisory Group, LLC, Empower Annuity Insurance Company and Willis Towers Watson US LLC and others. Only organisations paid $5,000 or more by a plan are listed on Schedule C.
Where does this come from?
Form 5500 annual reports filed with the Department of Labor's EFAST2 system, from the EBSA research files, with filings received through 24 Aug 2026. Figures are as filed and may be amended.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files, public domain, with filings received through 24 Aug 2026. Plans are grouped by the sponsor's employer identification number exactly as filed; a company that files under several EINs appears as several employers. See the methodology and corrections.