Employer · plans filed under one EIN
Csaa Insurance Services, Inc.
Walnut Creek, CA · Finance and insurance
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances.
Csaa Insurance Services, Inc., based in Walnut Creek, California, sponsors 2 retirement plans with 100 or more participants: 1 defined contribution and 1 defined benefit. Together they reported 13,288 participant records and $1.63B in net assets.
The largest is Csaa Insurance Group Cash Balance Retirement Plan, a cash balance pension plan with 8,001 participants. A person can be counted in more than one plan, so the participant total is a count of records rather than of people.
Employer contributions across the plans were $102M and participant contributions $33.9M in the latest plan years; benefits paid were $111M. Schedule C compensation reported to service provider organisations totalled $3.1M.
Combined net assets moved from $1.20B in 2015 to $1.63B in 2024 (up 35%). Plan mergers and spin-offs show up here as steps in the series.
Plans
| Plan | Kind | Plan year | Participants | Net assets | Per participant | Employer / active | Sch. C compensation |
|---|---|---|---|---|---|---|---|
| Csaa Insurance Group Cash Balance Retirement Plan | cash balance pension plan | 2024 | 8,001 | $754M | $94,178 | $32,762 | $2.7M |
| Csaa Insurance Group 401(k) Plan | 401(k) plan | 2024 | 5,287 | $872M | $164,982 | $9,599 | $324K |
| US median, plan year 2024: DC plans $53,102 per participant, $2,175 employer contribution per active participant; DB plans $86,221 and $10,244. | |||||||
Trend by plan year
| Plan year | Plans | Participant records | Net assets | Employer contributions | Participant contributions |
|---|---|---|---|---|---|
| 2024 | 2 | 13,288 | $1.63B | $102M | $33.9M |
| 2023 | 2 | 13,381 | $1.48B | $26.6M | $31.9M |
| 2022 | 2 | 13,397 | $1.35B | $32.4M | $29.5M |
| 2021 | 2 | 13,505 | $1.74B | $29.6M | $27.1M |
| 2020 | 2 | 14,132 | $1.65B | $17.9M | $27.1M |
| 2019 | 2 | 14,265 | $1.53B | $27.8M | $26.5M |
| 2018 | 2 | 14,146 | $1.31B | $25.1M | $26.5M |
| 2017 | 2 | 14,243 | $1.41B | $86.5M | $25.0M |
| 2016 | 2 | 15,685 | $1.24B | $16.8M | $24.8M |
| 2015 | 2 | 15,670 | $1.20B | $16.2M | $23.6M |
History of the plans listed above, in the years each filed the full Form 5500 with 100 or more participants. Plans that have since terminated are not included.
Service providers
| Organisation | Services reported | Plans | Compensation reported |
|---|---|---|---|
| Morgan Stanley Investment MGMT | Investment management | 1 | $1,160,333 |
| Principal Life Insurance Company | Contract Administrator; Recordkeeping and information management; Participant loan processing | 2 | $785,740 |
| Pacific Investment Management Co. | Investment management | 1 | $644,831 |
| Nisa Investment Advisors L.L.C. | Investment management | 1 | $200,000 |
| Callan LLC | Consulting (pension) | 1 | $196,263 |
| Delaware Charter Guarantee | Trustee (bank, trust company, or similar financial institution) | 1 | $62,830 |
| Northern Trust Company | Trustee (bank, trust company, or similar financial institution) | 1 | $20,019 |
| Morningstar Investment Management L | Investment advisory (participants) | 1 | $0 |
Organisations paid $5,000 or more by any of these plans, from Schedule C. Individuals are not shown.
Questions and answers
How many retirement plans does Csaa Insurance Services, Inc. have?
2 plans with 100 or more participants filed Form 5500 under its employer identification number for the latest plan years: Csaa Insurance Group Cash Balance Retirement Plan and Csaa Insurance Group 401(k) Plan. Smaller plans and plans filed under a subsidiary's number are not grouped here.
How much does Csaa Insurance Services, Inc. contribute to its plans?
$101,705,916 in employer contributions across these plans in their latest plan years, about $17,511 per active participant record. Form 5500 reports totals and not the match or accrual formula.
Who provides services to these plans?
Schedule C filings name Morgan Stanley Investment MGMT, Principal Life Insurance Company, Pacific Investment Management Co. and Nisa Investment Advisors L.L.C. and others. Only organisations paid $5,000 or more by a plan are listed on Schedule C.
Where does this come from?
Form 5500 annual reports filed with the Department of Labor's EFAST2 system, from the EBSA research files, with filings received through 24 Aug 2026. Figures are as filed and may be amended.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files, public domain, with filings received through 24 Aug 2026. Plans are grouped by the sponsor's employer identification number exactly as filed; a company that files under several EINs appears as several employers. See the methodology and corrections.