State by plan year · filing still open
Ohio retirement plan filings, 2025
Plan years beginning in 2025, as filed with the Department of Labor.
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances.
For plan years beginning in 2025, 1,375 pension plans based in Ohio filed the full Form 5500, 362 of them with 100 or more participants (349 defined contribution, 13 defined benefit). Filing for 2025 is still open, so these counts are partial and will rise.
Those filings reported 585,702 participant records and $60.8B in net assets, 2.9% of the national total. Employers contributed $1.29B, participants $2.38B, and $6.78B was paid in benefits.
85 filings were marked as a plan's first return and 109 as its final return. A further 16,398 small plans filed the short Form 5500-SF, with 444,949 participants and $31.5B in net assets.
Ohio and the United States, 2025
| Measure | Ohio | United States | Ohio share |
|---|---|---|---|
| Pension plans on Form 5500 | 1,375 | 39,010 | 3.5% |
| Plans with 100+ participants | 362 | 9,994 | 3.6% |
| Participant records | 585,702 | 17,452,337 | 3.4% |
| Net assets | $60.8B | $2.11T | 2.9% |
| Employer contributions | $1.29B | $45.7B | 2.8% |
| Participant contributions | $2.38B | $76.4B | 3.1% |
| Benefits paid | $6.78B | $194.9B | 3.5% |
| First returns | 85 | 2,324 | 3.7% |
| Final returns | 109 | 2,691 | 4.1% |
| Small plans on Form 5500-SF | 16,398 | 558,064 | 2.9% |
Median plan, 2025
| Plans with 100+ participants | OH: DC | US: DC | OH: DB | US: DB |
|---|---|---|---|---|
| Net assets per participant | $75,658 | $72,643 | $56,771 | $101,800 |
| Employer contributions per active participant | $2,407 | $2,491 | $9,030 | $9,030 |
| Schedule C compensation per participant | $151 | $143 | $188 | $292 |
| Administrative expenses per participant | $141 | $137 | $347 | $463 |
Change from 2024
| Measure | 2024 | 2025 | Change |
|---|---|---|---|
| Plans with 100+ participants | 3,127 | 362 | down 88% |
| Participant records | 5,698,995 | 585,702 | down 90% |
| Net assets | $464.2B | $60.8B | down 87% |
| Employer contributions | $10.5B | $1.29B | down 88% |
| Median DC assets per participant | $53,442 | $75,658 | up 42% |
Plan year 2025 is still being filed, so the change column mostly reflects missing filings.
All Ohio plans, providers and the largest plans
Questions and answers
How many retirement plans filed in Ohio for 2025?
1,375 pension plans on the full Form 5500 (362 with 100 or more participants) and 16,398 small plans on Form 5500-SF.
How many new and terminated plans were there?
85 full-form filings were marked as a first return and 109 as a final return. A final return is filed when a plan terminates or merges into another plan.
What was the median plan like?
The median defined contribution plan with 100 or more participants held $75,658 per participant, and the median employer contribution was $2,407 per active participant.
Why is the state the sponsor's state?
Form 5500 records the plan sponsor's address, not where participants live. A national employer's plan is counted once, in the state of its headquarters filing address.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 and Form 5500-SF research files for 2025, public domain, with filings received through 24 Aug 2026. First and final returns are the filer's own check-boxes on the form. See the methodology.