Texas › Educational services › 250 to 499 participants
Form 5500 statement · plan year 1 Aug 2024 to 31 Jul 2025
Trinity Christian Academy 403(b) Plan
Sponsored by Trinity Christian Academy, Addison, TX
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances. Form 5500 contains no individual account balances. Look up the original filing at EFAST2.
Trinity Christian Academy 403(b) Plan is a 403(b) plan sponsored by Trinity Christian Academy of Addison, Texas. For the plan year ending 31 Jul 2025 it reported 362 participants, 328 of them active, and net assets of $15.5M.
Net assets came to $42,945 per participant, below the $48,746 median for defined contribution plans with 250 to 499 participants and well below the $73,018 median for defined contribution plans in educational services. The figure is an average across everyone in the plan, including former employees with small balances; Form 5500 holds no individual account data.
Schedule C lists 2 service provider organisations paid $5,000 or more, with reported compensation of $51K: $140 per participant, close to the same-size median of $141. Administrative expenses charged to the plan were $48K. Schedule C does not capture every cost: fees netted from fund returns and fees the employer pays directly are outside it.
Across the filings on record, net assets went from $3.3M in 2013 to $15.5M in 2024 (up 367%), and participants from 248 to 362 (up 46%).
The independent accountant's opinion on the financial statements was unmodified (unqualified), from an audit whose scope was limited under ERISA section 103(a)(3)(C) to exclude investment information certified by a bank or insurer.
Compared with similar plans
| Measure | This plan | Same size | Same industry | All US DC plans |
|---|---|---|---|---|
| Net assets per participant | $42,945 | $48,746 | $73,018 | $53,102 |
| Employer contributions per active participant | — | $2,017 | $2,838 | $2,175 |
| Schedule C compensation per participant | $140 | $141 | $95.66 | $123 |
| Schedule C compensation, share of net assets | 0.33% | 0.30% | 0.13% | 0.26% |
| Administrative expenses per participant | $134 | $133 | $89.26 | $116 |
Peer columns are medians for plan year 2024 across defined contribution plans with 100 or more participants: 250 to 499 participants (17,456 plans), educational services (2,753) and all US plans (63,460). Fee medians cover plans that report an amount.
Trend by plan year
| Plan year | Participants | Net assets | Per participant | Employer contributions | Participant contributions | Schedule C compensation |
|---|---|---|---|---|---|---|
| 2024 | 362 | $15.5M | $42,945 | — | $961K | $51K |
| 2023 | 297 | $14.5M | $48,875 | — | $997K | $64K |
| 2022 | 358 | $12.8M | $35,637 | — | $992K | $53K |
| 2021 | 342 | $10.8M | $31,623 | — | $899K | $57K |
| 2020 | 312 | $11.7M | $37,359 | — | $911K | $51K |
| 2019 | 391 | $10.0M | $25,450 | — | $854K | $41K |
| 2018 | 364 | $8.6M | $23,588 | — | $798K | $35K |
| 2017 | 355 | $7.7M | $21,741 | — | $775K | $32K |
| 2016 | 351 | $7.1M | $20,328 | — | $770K | $24K |
| 2015 | 351 | $6.3M | $17,937 | — | $697K | $13K |
| 2014 | 320 | $5.9M | $18,447 | — | $714K | $9,000 |
| 2013 | 248 | $3.3M | $13,419 | — | $720K | $0 |
Years in which the plan filed the full Form 5500 with 100 or more participants, from 2009. Plan year is the year in which the plan year began.
Statement for the year
- Net assets, beginning of year$14,516,083
- Employer contributions—
- Participant contributions$961,019
- Rollovers and other contributions$793
- Total contributions$961,812
- Total income, including investment results$2,597,111
- Benefits paid$1,518,808
- Administrative expenses$48,342
- Total expenses$1,567,150
- Net income$1,029,961
- Net transfers$0
- Net assets, end of year$15,546,044
Participants
- Active participants328
- Retired or separated, receiving benefits0
- Retired or separated, entitled to future benefits34
- Participants with account balances187
- Total participants, end of year362
Fees and service providers
| Organisation | Services reported | Direct | Indirect |
|---|---|---|---|
| Stancorp Financial Group | Claims processing; Recordkeeping and information management; Custodial (other than securities); Custodial (securities) | $29,229 | $2,288 |
| Ameritas Investment Company, LLC | Investment advisory (plan) | $19,044 | $0 |
Schedule C, Part I line 2: providers that received $5,000 or more, with the form's own service codes. Individuals named on Schedule C (plan employees, individual trustees) are never shown and their compensation is excluded. Eligible indirect compensation disclosed by formula carries no dollar amount. See how to read Schedule C fees.
Administrative expenses on Schedule H
- Contract administrator fees$29,299
- Investment advisory and management fees$19,043
- Total administrative expenses$48,342
Investment structure
Assets at year end by Schedule H category. The form shows the kind of vehicle holding the money, not the funds on the menu.
- Registered investment companies (mutual funds)$13.5M · 86.7%
- Insurance company general account$2.0M · 12.9%
- Participant loans$55K · 0.4%
- Cash (interest and non-interest bearing)$4,009 · 0.0%
Audit and compliance answers, as filed
- Accountant's opinionUnmodified (unqualified)
- Audit scope limited under ERISA section 103(a)(3)(C)Yes
- Accounting firmSaville CPAS and Advisors, LLC
- Participant contributions reported as transmitted lateNo
- Covered by a fidelity bondYes, $500,000
- Blackout period during the yearNo
These are the plan administrator's own answers on Schedule H, Part IV. A reported late transmittal is the filer's disclosure of a timing lapse, usually corrected through the Department of Labor's voluntary program; the amount is the total involved, not a loss.
Plan characteristics
2FERISA section 404(c) plan2GTotal participant-directed account plan2LCode section 403(b)(1) arrangement (annuity contracts)2MCode section 403(b)(7) accounts (custodial accounts for regulated investment company stock)2TTotal or partial participant-directed account plan with a default investment account
Codes entered on Form 5500 line 8a, with the labels from the official instructions. Business code 611000: Educational Services (including schools, colleges, & universities).
Other plans of Trinity Christian Academy
| Plan | Participants | Net assets |
|---|---|---|
| Trinity Christian Academy Employer Funded Retirement Plan | 263 | $20.0M |
Similar plans in Texas
| Plan | Sponsor | Participants | Net assets | Per participant |
|---|---|---|---|---|
| Buchanan Technologies 401(k) Plan | Buchanan Technologies, Inc. | 364 | $8.5M | $23,323 |
| Oakridge School 403(b) Tda Plan | The Oakridge School | 351 | $23.1M | $65,880 |
| Saint Mary's Hall Defined Contribution Retirement Plan | Saint Mary's Hall | 373 | $24.9M | $66,834 |
| Liberty Christian School 401(k) Plan | Liberty Educational Ministries, Incorporated | 350 | $12.8M | $36,457 |
| Accelerate Learning Inc. Retirement Plan | Accelerate Learning Inc. | 375 | $14.1M | $37,600 |
| 403(b) Thrift Plan for Employees of Fort Worth Christian School, Inc. | Fort Worth Christian School, Inc. | 349 | $8.8M | $25,286 |
Defined contribution plans in educational services closest in size.
Questions and answers
How big is Trinity Christian Academy 403(b) Plan?
362 participants at the end of the plan year ending 31 Jul 2025, of whom 328 were active employees, with net assets of $15,546,044. Among defined contribution plans that places it in the 250 to 499 participants band, which held 17,456 plans in plan year 2024.
What does Trinity Christian Academy contribute per participant?
This filing has no Schedule H financial statement, so employer contributions are not reported here.
What fees does the plan pay and how do they compare?
Schedule C reports $50,561 in compensation to service provider organisations, $140 per participant or 0.33% of net assets. The same-size median among plans reporting any Schedule C compensation was $141 per participant. Administrative expenses on Schedule H were $48,342. Investment costs deducted inside mutual funds and other pooled vehicles are not itemised on Form 5500, so these figures are a floor rather than a full cost.
Who runs the plan?
The sponsor is Trinity Christian Academy. Recordkeeping or administration: Stancorp Financial Group. Investment advisory or management: Ameritas Investment Company, LLC. Trustee or custodian: Stancorp Financial Group. The financial statements were audited by Saville CPAS and Advisors, LLC. Form 5500 also names the plan administrator's signer and other individuals; this site publishes organisations only.
Was the audit opinion unqualified?
The filing reports an unmodified (unqualified) opinion from a limited-scope audit, in which the accountant did not audit investment information certified by a bank or insurance company. Unmodified (formerly "unqualified") is the standard clean opinion.
How current is this, and does it show my balance?
This is the Form 5500 for the plan year 1 Aug 2024 to 31 Jul 2025, received by the Department of Labor on 12 May 2026. Filings are due seven months after the plan year ends, or nine and a half with an extension, so the public record always runs a year or more behind. It contains plan-level totals only: no individual balances, contributions or names of participants exist in the data.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files (Form 5500, Schedule H, Schedule C) for plan years 2009 to 2025, public domain, with filings received through 24 Aug 2026. This page shows the latest filing on record for EIN 75-1324332, plan 001, received 12 May 2026; an amended filing replaces it at the next build. Medians and percentiles are computed by this site; see the methodology. Report an error through corrections.