Pennsylvania › Wholesale trade › 100 to 249 participants
Form 5500 statement · plan year 30 Sep 2025 to 31 Dec 2025
Universal Distribution LLC 401(k) Plan
Sponsored by Universal Distribution LLC, Red Lion, PA
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances. Form 5500 contains no individual account balances. Look up the original filing at EFAST2.
Universal Distribution LLC of Red Lion, Pennsylvania sponsors Universal Distribution LLC 401(k) Plan, a 401(k) plan. Its Form 5500 for the plan year ending 31 Dec 2025 shows 209 participants (207 active) and $8.7M in net assets.
Net assets came to $41,696 per participant, well below the $60,185 median for defined contribution plans with 100 to 249 participants and well below the $65,557 median for defined contribution plans in wholesale trade. The figure is an average across everyone in the plan, including former employees with small balances; Form 5500 holds no individual account data.
The employer contributed $0 during the year, or $0 per active participant against a same-size median of $2,447; participants contributed $95K. Benefits paid out totalled $8,318.
Schedule C lists 1 service provider organisation paid $5,000 or more, with reported compensation of $74: $0.35 per participant, well below the same-size median of $194. Administrative expenses charged to the plan were $74. Schedule C does not capture every cost: fees netted from fund returns and fees the employer pays directly are outside it.
Compared with similar plans
| Measure | This plan | Same size | Same industry | All US DC plans |
|---|---|---|---|---|
| Net assets per participant | $41,696 | $60,185 | $65,557 | $53,102 |
| Employer contributions per active participant | $0 | $2,447 | $2,107 | $2,175 |
| Schedule C compensation per participant | $0.35 | $194 | $153 | $123 |
| Schedule C compensation, share of net assets | 0.00% | 0.32% | 0.27% | 0.26% |
| Administrative expenses per participant | $0.35 | $176 | $147 | $116 |
Peer columns are medians for plan year 2024 across defined contribution plans with 100 or more participants: 100 to 249 participants (21,996 plans), wholesale trade (3,526) and all US plans (63,460). Fee medians cover plans that report an amount.
Statement for the year
- Net assets, beginning of year$0
- Employer contributions$0
- Participant contributions$94,750
- Rollovers and other contributions$0
- Total contributions$94,750
- Total income, including investment results$254,464
- Benefits paid$8,318
- Administrative expenses$74
- Total expenses$43,435
- Net income$211,029
- Net transfers$8,503,333
- Net assets, end of year$8,714,362
Participants
- Active participants207
- Retired or separated, receiving benefits1
- Retired or separated, entitled to future benefits1
- Participants with account balances116
- Total participants, end of year209
Fees and service providers
| Organisation | Services reported | Direct | Indirect |
|---|---|---|---|
| JPMorgan Invest Holdings LLC | Investment advisory (plan) | $74 | $0 |
Schedule C, Part I line 2: providers that received $5,000 or more, with the form's own service codes. Individuals named on Schedule C (plan employees, individual trustees) are never shown and their compensation is excluded. Eligible indirect compensation disclosed by formula carries no dollar amount. See how to read Schedule C fees.
Administrative expenses on Schedule H
- Recordkeeping fees$40
- Investment advisory and management fees$34
- Total administrative expenses$74
Investment structure
Assets at year end by Schedule H category. The form shows the kind of vehicle holding the money, not the funds on the menu.
- Registered investment companies (mutual funds)$8.6M · 98.2%
- Participant loans$115K · 1.3%
- Other investments$39K · 0.5%
- Common/collective trusts$904 · 0.0%
Audit and compliance answers, as filed
- Accountant's opinionNot stated
- Audit scope limited under ERISA section 103(a)(3)(C)—
- Participant contributions reported as transmitted lateNo
- Covered by a fidelity bondNo
- Blackout period during the yearYes
These are the plan administrator's own answers on Schedule H, Part IV. A reported late transmittal is the filer's disclosure of a timing lapse, usually corrected through the Department of Labor's voluntary program; the amount is the total involved, not a loss.
Plan characteristics
2EProfit-sharing plan2FERISA section 404(c) plan2GTotal participant-directed account plan2JCode section 401(k) feature2KCode section 401(m) arrangement2TTotal or partial participant-directed account plan with a default investment account3BPlan covering self-employed individuals3DPre-approved pension plan
Codes entered on Form 5500 line 8a, with the labels from the official instructions. Business code 424990: Other Miscellaneous Nondurable Goods.
Similar plans in Pennsylvania
| Plan | Sponsor | Participants | Net assets | Per participant |
|---|---|---|---|---|
| Timac Agro USA, Inc. 401(k) Plan | Timac Agro USA, Inc. | 212 | $9.3M | $43,813 |
| Control Tech Ltd. USA 401(k) Plan | Control Tech USA Ltd. | 209 | $2.6M | $12,233 |
| Bingaman & Son Lumber, Inc. Profit Sharing Plan | Bingaman & Son Lumber, Inc. | 212 | $20.6M | $97,129 |
| Brenntag USA 401(k) Plan for Collectively Bargained Employees | Brenntag North America, Inc. | 205 | — | — |
| Agriteer 401(k) Plan | Agriteer LLC | 218 | $9.9M | $45,351 |
| RG Industries, Inc. Profit Sharing Plan | RG Industries, Inc. | 200 | $12.9M | $64,257 |
Defined contribution plans in wholesale trade closest in size.
Questions and answers
How big is Universal Distribution LLC 401(k) Plan?
209 participants at the end of the plan year ending 31 Dec 2025, of whom 207 were active employees, with net assets of $8,714,362. Among defined contribution plans that places it in the 100 to 249 participants band, which held 21,996 plans in plan year 2024.
What does Universal Distribution LLC contribute per participant?
The filing reports $0 in employer contributions for the year, which is $0 per active participant; the median for plans of the same type and size was $2,447 in plan year 2024. Form 5500 reports the total only. It does not state the match formula, and the per-participant figure is an average, not any one person's contribution.
What fees does the plan pay and how do they compare?
Schedule C reports $74 in compensation to service provider organisations, $0.35 per participant or 0.00% of net assets. The same-size median among plans reporting any Schedule C compensation was $194 per participant. Administrative expenses on Schedule H were $74. Investment costs deducted inside mutual funds and other pooled vehicles are not itemised on Form 5500, so these figures are a floor rather than a full cost.
Who runs the plan?
The sponsor is Universal Distribution LLC. Recordkeeping or administration: JPMorgan Invest Holdings LLC. Investment advisory or management: JPMorgan Invest Holdings LLC. Form 5500 also names the plan administrator's signer and other individuals; this site publishes organisations only.
Was the audit opinion unqualified?
The filing does not state an accountant's opinion type.
How current is this, and does it show my balance?
This is the Form 5500 for the plan year 30 Sep 2025 to 31 Dec 2025, received by the Department of Labor on 21 Jul 2026. Filings are due seven months after the plan year ends, or nine and a half with an extension, so the public record always runs a year or more behind. It contains plan-level totals only: no individual balances, contributions or names of participants exist in the data.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files (Form 5500, Schedule H, Schedule C) for plan years 2009 to 2025, public domain, with filings received through 24 Aug 2026. This page shows the latest filing on record for EIN 33-2995782, plan 001, received 21 Jul 2026; an amended filing replaces it at the next build. Medians and percentiles are computed by this site; see the methodology. Report an error through corrections.