My Plan Facts

Employers › Minnesota

Employer · plans filed under one EIN

ST Cloud Industrial Products, Inc.

Saint Cloud, MN · Wholesale trade

Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances.

$42.1Mnet assets across plans
531participant records449 active
$2.4Memployer contributions, latest plan years$5,292 per active record
$54KSchedule C compensation to organisations$101.71 per participant record

2 retirement plans with 100 or more participants file Form 5500 under ST Cloud Industrial Products, Inc.'s employer identification number (Saint Cloud, Minnesota). Their latest filings total 531 participant records and $42.1M in net assets.

The largest is ST Cloud Industrial Products Inc. Employee Stock Ownership Plan and Trust, an employee stock ownership plan with 274 participants. A person can be counted in more than one plan, so the participant total is a count of records rather than of people.

Employer contributions across the plans were $2.4M and participant contributions $1.1M in the latest plan years; benefits paid were $3.0M. Schedule C compensation reported to service provider organisations totalled $54K.

Combined net assets moved from $2.0M in 2009 to $42.1M in 2024 (up 1980%). Plan mergers and spin-offs show up here as steps in the series.

Plans

PlanKindPlan yearParticipantsNet assetsPer participantEmployer / activeSch. C compensation
ST Cloud Industrial Products Inc. Employee Stock Ownership Plan and Trustemployee stock ownership plan2024274$31.1M$113,375$9,778$0
St. Cloud Industrial Products, Inc. and Associated Companies' 401(k) Plan & Trust401(k) plan2024257$11.0M$42,899$785$54K
US median, plan year 2024: DC plans $53,102 per participant, $2,175 employer contribution per active participant; DB plans $86,221 and $10,244.

Trend by plan year

2009: $2.0M2010: $9.4M2011: $9.4M2012: $10.6M2013: $11.9M2014: $13.7M2015: $18.2M2016: $23.5M2017: $26.6M2018: $26.7M2019: $28.3M2020: $30.7M2021: $28.7M2022: $28.7M2023: $33.0M2024: $42.1M$2.0M$42.1M20092012201620202024
Combined net assets
2009: 2382010: 2412011: 2552012: 2472013: 2302014: 2422015: 2622016: 2882017: 3042018: 3042019: 3172020: 3372021: 3572022: 3822023: 4202024: 53123853120092012201620202024
Participant records
Plan yearPlansParticipant recordsNet assetsEmployer contributionsParticipant contributions
20242531$42.1M$2.4M$1.1M
20232420$33.0M$1.4M$995K
20222382$28.7M$1.3M$831K
20212357$28.7M$1.3M$736K
20202337$30.7M$1.2M$680K
20192317$28.3M$1.2M$551K
20182304$26.7M$831K$456K
20172304$26.6M$1.2M$443K
20162288$23.5M$1.1M$364K
20152262$18.2M$608K$328K
20142242$13.7M$604K$264K
20132230$11.9M$556K$242K
20122247$10.6M$598K$214K
20112255$9.4M$467K$193K
20102241$9.4M$284K$193K
20092238$2.0M$33K$200K

History of the plans listed above, in the years each filed the full Form 5500 with 100 or more participants. Plans that have since terminated are not included.

Service providers

OrganisationServices reportedPlansCompensation reported
Bremer Bank National AssociationTrustee (directed); Investment advisory (plan)1$28,689
Empower Annuity Insurance Company O—1$22,809
Empower Advisory Group, LLCInvestment management1$2,508

Organisations paid $5,000 or more by any of these plans, from Schedule C. Individuals are not shown.

Bremer Bank National Association$29K
Empower Annuity Insurance Company O$23K
Empower Advisory Group, LLC$2,508

Questions and answers

How many retirement plans does ST Cloud Industrial Products, Inc. have?

2 plans with 100 or more participants filed Form 5500 under its employer identification number for the latest plan years: ST Cloud Industrial Products Inc. Employee Stock Ownership Plan and Trust and St. Cloud Industrial Products, Inc. and Associated Companies' 401(k) Plan & Trust. Smaller plans and plans filed under a subsidiary's number are not grouped here.

How much does ST Cloud Industrial Products, Inc. contribute to its plans?

$2,375,890 in employer contributions across these plans in their latest plan years, about $5,292 per active participant record. Form 5500 reports totals and not the match or accrual formula.

Who provides services to these plans?

Schedule C filings name Bremer Bank National Association, Empower Annuity Insurance Company O and Empower Advisory Group, LLC. Only organisations paid $5,000 or more by a plan are listed on Schedule C.

Where does this come from?

Form 5500 annual reports filed with the Department of Labor's EFAST2 system, from the EBSA research files, with filings received through 24 Aug 2026. Figures are as filed and may be amended.

Provenance

Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files, public domain, with filings received through 24 Aug 2026. Plans are grouped by the sponsor's employer identification number exactly as filed; a company that files under several EINs appears as several employers. See the methodology and corrections.