Employer · plans filed under one EIN
Spalding Dedecker Associates, Inc.
Rochester Hills, MI · Professional, scientific and technical services
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances.
2 retirement plans with 100 or more participants file Form 5500 under Spalding Dedecker Associates, Inc.'s employer identification number (Rochester Hills, Michigan). Their latest filings total 374 participant records and $38.8M in net assets.
The largest is Spalding Dedecker Associates, Inc. 401(k) Retirement Plan, a 401(k) plan with 194 participants. A person can be counted in more than one plan, so the participant total is a count of records rather than of people.
Employer contributions across the plans were $1.8M and participant contributions $1.2M in the latest plan years; benefits paid were $1.4M. Schedule C compensation reported to service provider organisations totalled $37K.
Combined net assets moved from $4.9M in 2009 to $16.4M in 2025 (up 235%). Plan mergers and spin-offs show up here as steps in the series.
Plans
| Plan | Kind | Plan year | Participants | Net assets | Per participant | Employer / active | Sch. C compensation |
|---|---|---|---|---|---|---|---|
| Spalding Dedecker Associates, Inc. 401(k) Retirement Plan | 401(k) plan | 2025 | 194 | $16.4M | $84,768 | — | $32K |
| Spalding Dedecker Associates, Inc. Employee Stock Ownership Plan | employee stock ownership plan | 2024 | 180 | $22.4M | $124,323 | $11,670 | $5,373 |
| US median, plan year 2024: DC plans $53,102 per participant, $2,175 employer contribution per active participant; DB plans $86,221 and $10,244. | |||||||
Trend by plan year
| Plan year | Plans | Participant records | Net assets | Employer contributions | Participant contributions |
|---|---|---|---|---|---|
| 2025 | 1 | 194 | $16.4M | $0 | $1.2M |
| 2024 | 2 | 354 | $35.1M | $1.8M | $989K |
| 2023 | 2 | 288 | $31.6M | $1.2M | $752K |
| 2022 | 2 | 260 | $27.5M | $1.0M | $658K |
| 2021 | 1 | 117 | $14.0M | $882K | $0 |
| 2020 | 1 | 119 | $0 | $0 | $0 |
| 2019 | 1 | 104 | $0 | $0 | $0 |
| 2014 | 2 | 207 | $0 | $0 | $0 |
| 2013 | 2 | 220 | $0 | $0 | $0 |
| 2012 | 1 | 109 | $0 | $0 | $0 |
| 2010 | 1 | 103 | $4.1M | $256K | $0 |
| 2009 | 2 | 224 | $4.9M | $25K | $0 |
History of the plans listed above, in the years each filed the full Form 5500 with 100 or more participants. Plans that have since terminated are not included.
Service providers
| Organisation | Services reported | Plans | Compensation reported |
|---|---|---|---|
| Acec Retirement Trust | — | 1 | $20,764 |
| Dahring Cusmano LLC | Investment advisory (plan) | 1 | $5,373 |
| Coastal Pension Services | Contract Administrator | 1 | $5,000 |
| Empower Advisory Group LLC | Investment management | 1 | $4,467 |
| Empower Annuity Insurance Co. of Ame | — | 1 | $1,590 |
Organisations paid $5,000 or more by any of these plans, from Schedule C. Individuals are not shown.
Questions and answers
How many retirement plans does Spalding Dedecker Associates, Inc. have?
2 plans with 100 or more participants filed Form 5500 under its employer identification number for the latest plan years: Spalding Dedecker Associates, Inc. 401(k) Retirement Plan and Spalding Dedecker Associates, Inc. Employee Stock Ownership Plan. Smaller plans and plans filed under a subsidiary's number are not grouped here.
How much does Spalding Dedecker Associates, Inc. contribute to its plans?
$1,785,483 in employer contributions across these plans in their latest plan years, about $5,580 per active participant record. Form 5500 reports totals and not the match or accrual formula.
Who provides services to these plans?
Schedule C filings name Acec Retirement Trust, Dahring Cusmano LLC, Coastal Pension Services and Empower Advisory Group LLC and others. Only organisations paid $5,000 or more by a plan are listed on Schedule C.
Where does this come from?
Form 5500 annual reports filed with the Department of Labor's EFAST2 system, from the EBSA research files, with filings received through 24 Aug 2026. Figures are as filed and may be amended.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files, public domain, with filings received through 24 Aug 2026. Plans are grouped by the sponsor's employer identification number exactly as filed; a company that files under several EINs appears as several employers. See the methodology and corrections.