My Plan Facts

Employers › Kentucky

Employer · plans filed under one EIN

Judy Construction Company

Cynthiana, KY · Construction

Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances.

−$14.0Mnet assets across plans
478participant records273 active
$2.7Memployer contributions, latest plan years$9,788 per active record
$60KSchedule C compensation to organisations$126.33 per participant record

2 retirement plans with 100 or more participants file Form 5500 under Judy Construction Company's employer identification number (Cynthiana, Kentucky). Their latest filings total 478 participant records and −$14.0M in net assets.

The largest is Judy Construction Company Profit Sharing Plan, a 401(k) plan with 350 participants. A person can be counted in more than one plan, so the participant total is a count of records rather than of people.

Employer contributions across the plans were $2.7M and participant contributions $170K in the latest plan years; benefits paid were $682K. Schedule C compensation reported to service provider organisations totalled $60K.

Combined net assets moved from $4.5M in 2009 to $11.5M in 2023 (up 152%). Plan mergers and spin-offs show up here as steps in the series.

Plans

PlanKindPlan yearParticipantsNet assetsPer participantEmployer / activeSch. C compensation
Judy Construction Company Profit Sharing Plan401(k) plan2024350$11.9M$33,892$2,739$60K
Judy Construction Company Employee Stock Ownership Planemployee stock ownership plan2024128−$25.9M—$18,775$0
US median, plan year 2024: DC plans $53,102 per participant, $2,175 employer contribution per active participant; DB plans $86,221 and $10,244.

Trend by plan year

2009: $4.5M2010: $5.4M2011: $6.2M2012: $6.8M2013: $6.8M2014: $7.3M2015: $6.8M2016: $8.0M2017: $8.2M2018: $7.7M2019: $7.0M2020: $9.3M2021: $10.0M2022: $9.8M2023: $11.5M2024: −$14.0M$4.5M$11.5M−$14.0M20092012201620202024
Combined net assets
2009: 2112010: 2162011: 2162012: 2202013: 2132014: 2152015: 2342016: 2962017: 2982018: 2902019: 3182020: 3272021: 3292022: 3542023: 3522024: 47821147820092012201620202024
Participant records
Plan yearPlansParticipant recordsNet assetsEmployer contributionsParticipant contributions
20242478−$14.0M$2.7M$170K
20231352$11.5M$528K$172K
20221354$9.8M$577K$171K
20211329$10.0M$543K$176K
20201327$9.3M$529K$136K
20191318$7.0M$493K$123K
20181290$7.7M$546K$121K
20171298$8.2M$743K$125K
20161296$8.0M$770K$112K
20151234$6.8M$615K$97K
20141215$7.3M$560K$120K
20131213$6.8M$300K$66K
20121220$6.8M$500K$60K
20111216$6.2M$600K$66K
20101216$5.4M$500K$61K
20091211$4.5M$400K$67K

History of the plans listed above, in the years each filed the full Form 5500 with 100 or more participants. Plans that have since terminated are not included.

Service providers

OrganisationServices reportedPlansCompensation reported
LPL Financial Corporation—1$32,327
Blue & Co., LLCAccounting (including auditing)1$13,125
Empower Advisory Group, LLCInvestment management1$8,205
McGregor & Associates, Inc.Contract Administrator1$6,731

Organisations paid $5,000 or more by any of these plans, from Schedule C. Individuals are not shown.

LPL Financial Corporation$32K
Blue & Co., LLC$13K
Empower Advisory Group, LLC$8,205
McGregor & Associates, Inc.$6,731

Questions and answers

How many retirement plans does Judy Construction Company have?

2 plans with 100 or more participants filed Form 5500 under its employer identification number for the latest plan years: Judy Construction Company Profit Sharing Plan and Judy Construction Company Employee Stock Ownership Plan. Smaller plans and plans filed under a subsidiary's number are not grouped here.

How much does Judy Construction Company contribute to its plans?

$2,672,015 in employer contributions across these plans in their latest plan years, about $9,788 per active participant record. Form 5500 reports totals and not the match or accrual formula.

Who provides services to these plans?

Schedule C filings name LPL Financial Corporation, Blue & Co., LLC, Empower Advisory Group, LLC and McGregor & Associates, Inc.. Only organisations paid $5,000 or more by a plan are listed on Schedule C.

Where does this come from?

Form 5500 annual reports filed with the Department of Labor's EFAST2 system, from the EBSA research files, with filings received through 24 Aug 2026. Figures are as filed and may be amended.

Provenance

Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files, public domain, with filings received through 24 Aug 2026. Plans are grouped by the sponsor's employer identification number exactly as filed; a company that files under several EINs appears as several employers. See the methodology and corrections.