Missouri › Finance and insurance › 250 to 499 participants
Form 5500 statement · plan year 1 Sep 2024 to 31 Aug 2025
Greater St. Louis Service Employees' Pension Trust
Sponsored by Trustees of Greater St. Louis Service Employees' Pension Trust, Maryland Heights, MO
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances. Form 5500 contains no individual account balances. Look up the original filing at EFAST2.
Trustees of Greater St. Louis Service Employees' Pension Trust of Maryland Heights, Missouri sponsors Greater St. Louis Service Employees' Pension Trust, a defined benefit pension plan. Its Form 5500 for the plan year ending 31 Aug 2025 shows 331 participants (0 active) and −$433K in net assets. It is a multiemployer plan, maintained under collective bargaining agreements with more than one employer.
Schedule C lists 3 service provider organisations paid $5,000 or more, with reported compensation of $58K: $177 per participant, well below the same-size median of $413. Administrative expenses charged to the plan were $91K. Schedule C does not capture every cost: fees netted from fund returns and fees the employer pays directly are outside it.
Across the filings on record, net assets went from $1.5M in 2011 to −$433K in 2024 (down 129%), and participants from 524 to 331 (down 37%).
The independent accountant's opinion on the financial statements was unmodified (unqualified).
Compared with similar plans
| Measure | This plan | Same size | Same industry | All US DB plans |
|---|---|---|---|---|
| Net assets per participant | — | $87,254 | $119,983 | $86,221 |
| Employer contributions per active participant | — | $11,032 | $7,849 | $10,244 |
| Schedule C compensation per participant | $177 | $413 | $352 | $344 |
| Schedule C compensation, share of net assets | — | 0.51% | 0.32% | 0.42% |
| Administrative expenses per participant | $274 | $596 | $433 | $527 |
Peer columns are medians for plan year 2024 across defined benefit plans with 100 or more participants: 250 to 499 participants (873 plans), finance and insurance (690) and all US plans (5,308). Fee medians cover plans that report an amount.
Trend by plan year
| Plan year | Participants | Net assets | Per participant | Employer contributions | Participant contributions | Schedule C compensation |
|---|---|---|---|---|---|---|
| 2024 | 331 | −$433K | −$1,308 | — | — | $58K |
| 2023 | 343 | −$235K | −$685 | — | — | $48K |
| 2022 | 376 | $105K | $279 | — | — | $41K |
| 2021 | 420 | $136K | $324 | — | — | $38K |
| 2020 | 431 | $336K | $780 | — | — | $30K |
| 2019 | 454 | $452K | $996 | $0 | $0 | $30K |
| 2018 | 452 | $570K | $1,261 | — | — | $33K |
| 2017 | 459 | $885K | $1,928 | $29K | — | $39K |
| 2016 | 471 | $960K | $2,038 | — | — | $32K |
| 2015 | 481 | $1.1M | $2,191 | — | — | $36K |
| 2014 | 490 | $1.2M | $2,408 | — | — | $51K |
| 2013 | 503 | $1.4M | $2,720 | — | — | $50K |
| 2012 | 510 | $1.4M | $2,767 | — | — | $39K |
| 2011 | 524 | $1.5M | $2,838 | — | — | $42K |
Years in which the plan filed the full Form 5500 with 100 or more participants, from 2009. Plan year is the year in which the plan year began.
Statement for the year
- Net assets, beginning of year−$235,209
- Employer contributions—
- Participant contributions—
- Rollovers and other contributions—
- Total contributions—
- Total income, including investment results$3,077
- Benefits paid$82,172
- Administrative expenses$90,534
- Total expenses$200,568
- Net income−$197,491
- Net transfers$0
- Net assets, end of year−$432,700
Participants
- Active participants0
- Retired or separated, receiving benefits105
- Retired or separated, entitled to future benefits212
- Total participants, end of year331
Fees and service providers
| Organisation | Services reported | Direct | Indirect |
|---|---|---|---|
| Anders Minkler Huber & Helm LLP | Accounting (including auditing) | $30,195 | $0 |
| Benesys | Contract Administrator; Recordkeeping and information management; Other services | $14,163 | $0 |
| Milliman USA | Actuarial | $14,110 | $0 |
Schedule C, Part I line 2: providers that received $5,000 or more, with the form's own service codes. Individuals named on Schedule C (plan employees, individual trustees) are never shown and their compensation is excluded. Eligible indirect compensation disclosed by formula carries no dollar amount. See how to read Schedule C fees.
Administrative expenses on Schedule H
- IQPA audit fees$30,195
- Other administrative expenses$27,052
- Contract administrator fees$14,162
- Actuarial fees$14,110
- Legal fees$5,015
- Total administrative expenses$90,534
Investment structure
Assets at year end by Schedule H category. The form shows the kind of vehicle holding the money, not the funds on the menu.
- Cash (interest and non-interest bearing)$44K · 59.3%
- Receivables$23K · 30.6%
- Buildings and other property used in plan operation$7,540 · 10.1%
Audit and compliance answers, as filed
- Accountant's opinionUnmodified (unqualified)
- Audit scope limited under ERISA section 103(a)(3)(C)No
- Accounting firmAnders Minkler Huber & Helm LLP
- Participant contributions reported as transmitted lateNo
- Covered by a fidelity bondYes, $500,000
- Blackout period during the yearNo
These are the plan administrator's own answers on Schedule H, Part IV. A reported late transmittal is the filer's disclosure of a timing lapse, usually corrected through the Department of Labor's voluntary program; the amount is the total involved, not a loss.
Plan characteristics
1ABenefits are primarily pay related1HPlan covered by PBGC that was terminated and closed out for PBGC purposes1IFrozen plan3DPre-approved pension plan
Codes entered on Form 5500 line 8a, with the labels from the official instructions. Business code 525100: Insurance & Employee Benefit Funds.
Similar plans in Missouri
| Plan | Sponsor | Participants | Net assets | Per participant |
|---|---|---|---|---|
| The Restated Noncontributory Retirement Plan for Cooperatives | Fcstone Group, Inc. | 334 | $30.7M | $91,826 |
| ST Louis Community Credit Union Cash Balance Retirement Pension Plan | ST Louis Community Credit Union | 183 | $18.6M | $101,527 |
| Hawthorn Bancshares, Inc. Retirement Plan | Hawthorn Bancshares, Inc. | 372 | $40.7M | $109,417 |
| Banctexas Group Inc. and Subsidiaries Employees Retirement Plan | First Bank | 171 | $6.3M | $36,832 |
| Kansas City Life Insurance Company Cash Balance Pension Plan | Kansas City Life Insurance Company | 565 | $144M | $255,207 |
| First Federal Bank Retirement Plan | First Federal Bank | 171 | $45.3M | $265,159 |
Defined benefit plans in finance and insurance closest in size.
Questions and answers
How big is Greater St. Louis Service Employees' Pension Trust?
331 participants at the end of the plan year ending 31 Aug 2025, of whom 0 were active employees, with net assets of −$432,700. Among defined benefit plans that places it in the 250 to 499 participants band, which held 873 plans in plan year 2024.
What does Trustees of Greater St. Louis Service Employees' Pension Trust contribute per participant?
This filing has no Schedule H financial statement, so employer contributions are not reported here.
What fees does the plan pay and how do they compare?
Schedule C reports $58,468 in compensation to service provider organisations, $177 per participant. The same-size median among plans reporting any Schedule C compensation was $413 per participant. Administrative expenses on Schedule H were $90,534. Investment costs deducted inside mutual funds and other pooled vehicles are not itemised on Form 5500, so these figures are a floor rather than a full cost.
Who runs the plan?
The sponsor is Trustees of Greater St. Louis Service Employees' Pension Trust. Recordkeeping or administration: Benesys. The financial statements were audited by Anders Minkler Huber & Helm LLP. Form 5500 also names the plan administrator's signer and other individuals; this site publishes organisations only.
Was the audit opinion unqualified?
The filing reports an unmodified (unqualified) opinion. Unmodified (formerly "unqualified") is the standard clean opinion.
How current is this, and does it show my balance?
This is the Form 5500 for the plan year 1 Sep 2024 to 31 Aug 2025, received by the Department of Labor on 15 Jun 2026. Filings are due seven months after the plan year ends, or nine and a half with an extension, so the public record always runs a year or more behind. It contains plan-level totals only: no individual balances, contributions or names of participants exist in the data.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files (Form 5500, Schedule H, Schedule C) for plan years 2009 to 2025, public domain, with filings received through 24 Aug 2026. This page shows the latest filing on record for EIN 43-6199572, plan 001, received 15 Jun 2026; an amended filing replaces it at the next build. Medians and percentiles are computed by this site; see the methodology. Report an error through corrections.